Debt Sucks.
Let's Talk About it.
100% confidential. Free. No judgment.
Meet Zero, Your AI Debt Counselor
Zero is an AI trained on expert debt relief strategies to give you personalized guidance. Get answers about bankruptcy, debt settlement, lawsuits, and more—anytime, completely free.
Zero can help you:
- ✓Understand if bankruptcy is right for you
- ✓Respond to debt collection lawsuits
- ✓Explore debt settlement options
- ✓Create a plan to rebuild credit
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Founded by someone who's been there.
Hi, I'm Ben Jackson. Eight years ago, I was drowning in $60,000 of debt. I was on food stamps, driving Uber 60 hours a week. I built Talk About Debt so you don't have to struggle alone like I did.
You can hear my story in the video below.
"When we talk about debt, it loses its power."
Ben Jackson - Founder, Talk About Debt
How We Make Money
You deserve the truth: we are a for-profit business.
Talk About Debt is free because we make money when you choose to use our vetted partners to reduce your debt or build credit. No hidden fees. No fake charities. We do well when you decide to take action to get yourself back on track toward your American Dream.