File Chapter 7 Bankruptcy
Without the Big Price Tag
We help you prepare your bankruptcy forms online — step by step, at your own pace. When you're done, an attorney reviews your filing and handles the rest.
How It Works
Quick Screener
Answer a few questions to see if Chapter 7 is right for you.
Complete Your Forms
Fill out your bankruptcy paperwork section by section. We auto-fill what we can.
Get an Attorney
We match you with a bankruptcy attorney in your state to review and file.
File & Move On
Your attorney files your case. You get the fresh start you deserve.
Why Use Talk About Debt
Lower Cost
Traditional attorney fees are $1,500-3,500. We keep your costs low by helping you get your forms done before the attorney even picks up the case.
Your Own Pace
Work through your filing whenever it's convenient. Your progress is saved automatically. Come back anytime.
Smart Error Checking
Our system flags issues that bankruptcy trustees commonly question — before your attorney even sees the filing. Fewer surprises, better outcomes.
Attorney Reviewed
Every filing is reviewed by a licensed bankruptcy attorney before it's submitted to the court. You're never on your own.
Auto-Fill From Your Accounts
Connect your bank accounts and pull your credit report to auto-fill your creditor schedules and financial information.
AI Assistant
Zero, our AI debt counselor, is available throughout the process to answer questions and explain what each section means.