Our Commitments to You: Free Bankruptcy Help You Can Trust

Free Services You Can Count On

Our services are always 100% free. Debt solutions should lift you up, not burden you with more expenses.

Your financial well-being is our only goal. We will never suggest you use a tool that’s not in your best interest. We exist to serve you.

Here is how:

• If we can’t help you with our tools, we offer a free consultation to a trusted professional.
• You never pay for bankruptcy help or debt relief guidance on our platform.
• We connect you with vetted partners only when one-on-one support serves your needs.

Safety First in Every Decision

Safety means reducing the risk of misinformation and harmful financial decisions. Our tools help you understand potential risks to make confident, informed choices.

Many confusing and exploitative debt relief options exist in the marketplace. Our tools help you understand the trade-offs of any action you take.

We prioritize giving you peace of mind by putting you in control. We only make tools that present information so you can make your own decisions. Our models will never make decisions for you.

Here is how:

• We constantly update our tools with improved interfaces and easier-to-understand information.
• Our models get their knowledge from professionally written and vetted content. All content is available for free on our website.
• We use Retrieval-Automated Generation (RAG) to reduce errors and promote safe guidance.
• If you qualify for Chapter 7 bankruptcy, speak with a bankruptcy attorney for free to review your options.

Total Transparency in Everything We Do

You deserve to know how we work at every step of the way.

Transparent Funding

Getting out of debt should not come with additional high costs. We are supported by donors and grant-makers who ensure our services are free. Financial health should be accessible to everyone, without extra costs.

Additional funding comes from connecting users to free consultations with partner organizations. We carefully vet these partners to ensure we trust them to help you. We will never push their advertisements or encourage a paid service when free options exist.

Partners we trust:

• Our supporters include institutions ranging across law, philanthropy, government, education, and technology.
• We only work with organizations that prioritize your best interests over profits.

Transparent Technology

You deserve to know when you are dealing with AI technology. We always mark AI-generated content clearly so you know you’re not talking to a human.

Whenever you receive personalized information from AI, it will provide its sources. The system explains exactly how it reached that conclusion so you can vet it yourself.

Human Oversight and Support

Our team is here to guide the process and support you through every step.

We continuously update our tools to reflect changes in laws and financial practices. Our team diligently reviews all software-generated documents to ensure accuracy before you file.

Here is how:

• Chapter 7 Bankruptcy: Our team reviews bankruptcy applications for technical errors within 14 days. We promptly respond to emails or messages about the tool.
• User Feedback: You can send error reports to our User Advocacy team whenever issues arise. The team works to resolve problems quickly.
• Human-In-The-Loop: Humans write the knowledge articles and models that fuel our tools.
• Professional Connections: If our tools can’t help or you prefer one-on-one support, we connect you to vetted counselors. Speaking with a bankruptcy attorney for free gives you personalized guidance for your situation.

Privacy Protection You Can Trust

Your data is yours. You have the right to know exactly how your data is used.

We never profit from your data or sell your information. We only share your data with your express permission, and we do it securely. You always have the option to request deletion of your data.

We will not partner with companies that sell user data. We only use software that is safe and secure.

Here is how:

• Our tool only uses personal information you enter or authorize us to retrieve. Examples include your credit report data.
• We use your data solely for improving our services and conducting user research.
• We may share aggregated, anonymized statistics with funders and policymakers. These statistics never include personally identifiable information.

Technology Partners We Trust

• We built our tools using ChatGPT by OpenAI. OpenAI does not train on users’ data and does not take personally identifiable data. Read more about their privacy policy here.
• We use APIs to automate collection of your financial data securely. According to their privacy policy, Plaid only shares information with consumer permission. Plaid does not own or sell any user data to third parties.

Your Path to Financial Freedom

You have the power to take control of your financial future today. Whether you’re considering Chapter 7 bankruptcy or exploring other debt relief options, you deserve honest guidance. Our commitment is to provide accurate, transparent information that empowers your decisions.

Bankruptcy can eliminate unsecured debts and give you a fresh financial start. Understanding your options is the first step toward regaining control of your finances.

Consulted Sources

1. Intuit’s Responsible AI Principles
2. The White House’s Blueprint for an AI Bill of Rights (2022)
3. Claude’s Constitution (Anthropic)
4. DeepMind’s Sparrow Rules