What Does Credit Glory Do? Costs, Reviews & DIY Alternatives

Credit report errors damage your financial health. You need to check your credit report regularly and dispute errors quickly. Dealing with three credit bureaus and collection agencies feels overwhelming.

Credit Glory offers to help fix these problems. But you’re paying for services you can handle yourself with some time and effort.

What Is Credit Glory?

Credit Glory is a credit repair company. They dispute errors on your credit reports and offer credit coaching and education.

You can reach Credit Glory through multiple channels:

• Phone: (855) 938-3044 or (844) 656-0790
• Customer support: (844) 700-7067
• Address: 1887 Whitney Mesa Dr. PMB 2089, Henderson, NV 89014-2069
• Website: creditglory.com

Credit Glory doesn’t guarantee results. Their website lacks specific details about their process. Pricing information is hidden from immediate view.

Credit Glory Reviews Paint Mixed Picture

Credit Glory shows a 4.8-star rating on Trustpilot. The Better Business Bureau tells a different story.

Their BBB profile shows only 3.16 out of 5 stars and a B- rating. Credit Glory isn’t BBB accredited. Recent reviews reveal frustrated customers who feel misled.

Many customers describe a bait-and-switch experience. You sign up expecting one thing and end up paying more than your original debts.

Credit Glory Costs Add Up Fast

Credit Glory charges $299 upfront for setup. Then you pay $99 monthly for their services.

They offer a 90-day money-back guarantee on monthly fees. But the $299 setup fee is nonrefundable. That’s money you lose even if you cancel immediately.

These high costs suggest Credit Glory handles everything for you. In reality, you can achieve identical results by filing your own disputes.

What Services Does Credit Glory Provide?

Credit Glory reviews your credit reports and identifies potential errors. They prepare dispute documents for you.

Their additional services include:

• Managing correspondence from creditors and credit bureaus
• Providing credit education through coaching
• Offering monitoring services
• Giving guidance from credit educators (credentials unclear)

Equifax, Experian, and TransUnion make disputing errors straightforward. You can dispute inaccurate debt information in four simple steps without paying fees.

How to Cancel Your Credit Glory Account

Canceling requires calling (844) 700-7067. The automated system doesn’t identify Credit Glory by name. Expect long wait times.

You have only 90 days to request a refund. The refund covers monthly fees only, not the $299 setup cost.

Document your cancellation request and verify your refund arrives.

Repair Your Credit Without Paying Credit Glory

You can boost your credit score by following these proven steps:

1. Check your credit reports for errors
2. Dispute and remove inaccurate late payments
3. Pay down credit card balances
4. Become an authorized user on someone else’s account
5. Make two payments per month on credit cards
6. Build credit with responsible credit card use

Each credit bureau provides one free annual credit report:

• Experian
• TransUnion
• Equifax

Review each report carefully when you receive it. Verify you recognize every debt and the amounts are correct. Check that all names and addresses match your information.

How to Dispute Credit Report Errors Yourself

Write a separate dispute letter for each error you find. Include all necessary documentation supporting your claim.

Send your dispute letters by certified mail. Keep copies of everything you send. Follow up to ensure the credit bureau investigates properly.

Each credit bureau offers online dispute forms. Skip these forms. They force you into their rigid format and limit your explanation.

Written letters give you full control over your dispute. You can explain your situation completely and attach supporting documents.

Better Alternatives to Credit Glory

Improving your credit takes time and consistent effort. Resolving debt issues requires patience and strategy.

When debt collectors sue you, you need to respond properly. Our partner Solo helps you answer debt lawsuits and negotiate settlements outside court.

If you’re struggling with multiple debts, our partner Cambridge Credit Counseling can create a manageable payment plan with lower interest rates.

Building credit from scratch or after damage? Our partner Kikoff helps you rebuild your credit score affordably.

You have the power to fix your credit yourself. Save hundreds of dollars and take control of your financial future.