How to Settle Debt With Hunter Warfield in 2025

Hunter Warfield Inc. is a debt collection company. Original creditors hire them to collect overdue debts. Sometimes they buy your debt directly from the original creditor.

If Hunter Warfield has contacted you or appears on your credit report, verify the debt first. You need to ensure the debt is actually yours. You also need to confirm they follow the Fair Debt Collection Practices Act.

Here’s everything you need to know about resolving your Hunter Warfield debt.

What is Hunter Warfield?

Hunter Warfield Inc., now called Resident Interface by Hunter Warfield, is a third-party debt collector. They collect debts owed to other companies. If you’ve never heard of them, they’re likely collecting for another company you owe.

You can reach Hunter Warfield with this contact information:

• Phone number: 888-494-9120
• Address: 4620 Woodland Corp Blvd, Tampa, FL 33614-2415
• Email: info@residentinterface.com
• Website: https://www.residentinterface.com/hunter-warfield/

Who Does Hunter Warfield Collect For?

Hunter Warfield specializes in property management and real estate debt collection. Their primary clients include:

• Apartment complex owners
• Landlords
• Property management companies

When tenants fail to pay rent or break leases, these businesses hire Hunter Warfield. Verify any debt they claim before making payment.

Read Hunter Warfield Reviews Online

Many people read reviews before engaging with Hunter Warfield. Reviews include both positive and negative experiences. Read with an open mind before making judgments.

You can find reviews on these platforms:

• Better Business Bureau
• CFPB consumer database
• Google reviews

Focus on recurring themes rather than extreme opinions. Some customers report positive experiences negotiating with Hunter Warfield representatives. Others describe difficulties resolving their debts.

Hunter Warfield debt collectors will work with you to find resolution. Ignoring them makes matters worse and may lead to lawsuits. Contact them, explain your situation, and explore settlement options.

Our partner Solo can help you negotiate with Hunter Warfield online.

Your Options When Hunter Warfield Contacts You

If you received a Summons and Complaint from Hunter Warfield, read it carefully. Confirm that you actually owe the money they’re claiming.

Debt collector contact can feel scary. You might think you need to borrow money to pay them. Instead, determine if you legally owe the debt. If the statute of limitations has passed, you may not be sued for it.

After confirming the bill is yours, send a debt verification letter. They must verify they own your debt and it belongs to you. If they can’t provide this, they must stop collection attempts.

Send a Debt Validation Letter

If the debt isn’t yours, mail a debt dispute or verification letter. They must prove:

• The debt belongs to you
• The debt is still active within your state’s statute of limitations
• They have authorization from the original creditor to collect

Taking these steps protects your rights. You ensure transparency in the debt collection process.

Respond to a Debt Lawsuit From Hunter Warfield

Ignoring a debt collection lawsuit is a huge mistake. You must respond by the date listed in your court Summons and Complaint. The deadline to respond is 14-35 days, depending on your state.

If you don’t respond, the court issues a default judgment. You could face wage garnishment, frozen bank accounts, and property liens.

When answering a debt collection lawsuit, you should:

• Respond as soon as possible
• File a written Answer with the court
• Avoid admitting liability
• Ask the collection agency to prove you owe the debt
• Request a stamped copy of your Answer from the court
• Send a copy of the Answer to Hunter Warfield

Steps to Respond to the Lawsuit

Acting promptly protects your rights. Follow these key steps:

1. Respond to each paragraph in the Complaint: Read the numbered paragraphs and respond to each one:

• Admit if you agree with the paragraph
• Deny if you want the plaintiff to prove their claims
• Deny for lack of knowledge if you can’t confirm or deny

Most attorneys recommend denying claims to force the plaintiff to provide evidence.

2. Assert affirmative defenses: Include your legal defenses in your Answer. Examples include:

• The debt is not yours
• The statute of limitations has expired
• The debt was paid or partially paid
• The contract was canceled

You must include affirmative defenses at this stage. You may not bring them up later if you skip this step.

3. File the Answer with the court and plaintiff: Print two copies of your Answer. Mail one copy to the court and one to the plaintiff’s attorney. Use the correct addresses from the Summons and Complaint.

Our partner Solo can help you draft and file your Answer quickly.

Confirm Hunter Warfield Has the Right to Sue You

Collection agencies often buy debt from creditors for pennies on the dollar. They then try to collect the full amount from you.

They must prove they have the right to collect and sue you. They must show you signed the original credit agreement. They must also prove the debt ownership transferred to them.

The burden of proof is on Hunter Warfield. If they can’t provide evidence they own the debt, they can’t move forward.

If your debt is past the statute of limitations in your state, you can’t be sued. The period varies from state to state, typically four to six years. The statute of limitations begins on the last day you were active on the account.

Avoid paying anything on the debt until you know its statute of limitations status.

Address Potential Issues Concerning Your Rights

If you believe the debt collection process violated your rights, you have options. You may pursue legal action to ensure compliance with the Fair Debt Collection Practices Act.

With sufficient evidence, you might recover court costs and attorney’s fees. You may also receive statutory damages. Consult with a legal professional to assess your options before proceeding.

Negotiate With Hunter Warfield to Settle for Less

You may want to negotiate a settlement with Hunter Warfield. Settlement is a good option if you have money to pay off the debt.

Follow these steps to settle a debt:

1. Examine your income, expenses, and savings. Determine what amount you can realistically afford to offer.
2. Draft a letter presenting your offer to pay a portion of the debt. Start with a lower amount to leave room for negotiation.
3. Be ready to negotiate if Hunter Warfield responds with a counteroffer.
4. Get a written settlement agreement once you agree to terms. The document should outline the payment amount and due date. Both parties must sign it.
5. Follow through with the agreed payment using a secure method. Use a certified check or electronic transfer for proof of transaction.

Settling with debt collectors like Hunter Warfield saves you substantial money. They usually accept less than the original amount.

If you settle, the collection account stays on your credit report for up to seven years. It will impact your credit score. Read the settlement terms carefully.

You should ask the debt collector to delete it from your credit report in exchange for payment. You need to request a “pay for delete letter.” Keep written records of everything that happens during settlement and any payments you make.

Never give a collection agency access to your bank accounts. Our partner Solo can help you facilitate payment while protecting your financial information.

Dispute the debt successfully by proving you can’t legally be sued for it. Negotiating a settlement should be your last resort.