How to Settle Debt With Paragon Contracting Services

Medical debt collection notices can drain your peace of mind. You deserve care without financial devastation.

Paragon Contracting Services is now pursuing you for payment. You have options to respond effectively and protect your rights.

This guide shows you how to handle Paragon at any stage. You’ll learn to respond, negotiate, and potentially settle your medical debt.

What Is Paragon Contracting Services?

Paragon Contracting Services, LLC, is a debt collection agency. They focus on collecting medical debt from Florida healthcare facilities.

Here’s their contact information:

• Phone Number: (954) 377-2353
• Address: 5870 Hiatus Rd STE 200, Tamarac, FL 33321-6424
• Billing Website: https://thbillpay.teamhealth.com/

Who Does Paragon Contracting Services Collect For?

Paragon collects for hospitals and private clinical practices. They work with facilities specializing in family medicine, general surgery, and critical care.

Sports medicine practices also use their collection services.

Paragon Contracting Services Reviews From Real Consumers

Checking reviews helps you understand what you’re dealing with. The Better Business Bureau features real consumer experiences with Paragon.

Reviews for Paragon are mixed, showing varied experiences. Don’t let negative reviews discourage you from taking action.

Many collectors, including Paragon, will negotiate with consumers. You can reach a fair resolution if you respond properly.

Know Your Rights When Paragon Contacts You

Debt collectors use persistent tactics to pressure payment. The Fair Debt Collection Practices Act protects you from abuse.

Paragon cannot legally:

• Call you before 8 AM or after 9 PM
• Discuss your debt with family, friends, or coworkers
• Threaten you with arrest or jail time
• Claim they’ll seize your license or documents
• Lie about the debt amount or legal actions
• Report false information to credit bureaus

Document every violation you experience. These violations strengthen your defense and negotiating position.

How to Respond to a Paragon Lawsuit

Paragon can sue you for unpaid medical debt. You cannot be arrested for debt in any state.

You must respond within your state’s deadline. Missing this deadline results in a default judgment against you.

Follow these steps to fight back effectively.

Respond to Each Claim in the Complaint

Address every allegation Paragon makes in their lawsuit. You have three response options for each claim:

• Admit: You agree the allegation is true
• Deny: You force Paragon to prove their claim
• Deny due to lack of knowledge: You’re uncertain about the claim

Never admit to everything, even if it seems accurate. Admitting all claims guarantees Paragon wins the judgment.

Deny questionable claims and make Paragon prove their case. Our partner Solo can help you draft a strong Answer document.

Assert Your Affirmative Defenses

Affirmative defenses explain why you shouldn’t pay the debt. Strong defenses can get your case dismissed entirely.

Consider these common defenses:

• The debt information is inaccurate or incomplete
• The statute of limitations has expired
• Paragon lacks legal authority to collect this debt
• Paragon violated your FDCPA rights
• The original creditor forgave or canceled the debt
• You already paid this debt

Each defense you prove weakens Paragon’s case. Multiple strong defenses significantly improve your chances of winning.

File Your Answer and Serve Paragon

Filing your Answer correctly is critical to your defense. Missing the deadline gives Paragon an automatic win.

Follow this filing process:

1. Print three copies of your completed Answer
2. File one copy with the court clerk
3. Send one copy to Paragon’s attorney via certified mail
4. Keep the third copy for your records

Certified mail provides proof of delivery. You’ll need this evidence if disputes arise later.

Settle Your Debt With Paragon Contracting Services

Settlement often makes more sense than going to court. You can negotiate even before Paragon files a lawsuit.

Settling saves you time, stress, and potentially money. Paragon often accepts less than the full balance.

Follow these steps to negotiate effectively:

1. File an Answer first if you’ve been sued. Responding prevents a default judgment and strengthens your negotiating position.
2. Calculate what you can realistically afford to pay. Use this formula: (Monthly income – monthly expenses) + available savings
3. Contact Paragon to start settlement discussions. Our partner Solo can handle these negotiations for you.
4. Make your first offer lower than your maximum. You’ll have room to negotiate upward if needed.
5. Expect back-and-forth negotiations with Paragon representatives. Stay patient and persistent throughout the process.
6. Get the settlement agreement in writing. Never rely on verbal promises from collectors.
7. Both parties must sign the written agreement. Keep copies for your permanent records.
8. Pay the agreed amount according to the terms. Timely payment completes the settlement successfully.

Settlement negotiations require strategy and patience. Rushing the process often costs you more money.

Negotiate Your Best Settlement With Paragon

You don’t have to communicate with Paragon directly. Professional negotiation services handle the difficult conversations for you.

Our partner Solo specializes in debt settlement negotiations. They make offers based on what you can actually afford.

Professional negotiation stops the constant collection calls. Your credit score can improve once you settle.

Settlement agreements prevent future lawsuits over this debt. You gain peace of mind and financial closure.

Take Action Against Paragon Today

Ignoring Paragon makes your situation worse. Every day you wait reduces your options.

You have the right to fight back and negotiate. Medical debt shouldn’t destroy your financial future.

Start by responding to any lawsuit within your deadline. Then explore settlement options that fit your budget.

Professional help is available to guide you through this process. You don’t have to face Paragon alone.