How to Resolve Your Debt with Revenue Group

You just received a court Summons from Revenue Group notifying you of a lawsuit. If you’re facing your first lawsuit, you’re probably scared. You may not know what to do with the court papers.

Here’s a brief overview of the papers you received. You have two documents: the Summons and the Complaint. The Summons notifies you that Revenue Group has initiated a lawsuit against you. You should find the deadline for filing your Answer at the back. The Complaint document lists the reasons for Revenue Group’s lawsuit.

From the moment you receive the court papers, the clock starts ticking. You have limited time to respond to the lawsuit. You must also act fast to work out a settlement with Revenue Group. If successful, settling the debt skips court hearings.

You can respond to Revenue Group’s lawsuit and settle the debt. First, you need to learn more about Revenue Group.

What is Revenue Group?

Revenue Group, or Revenue Assistance Corporation, is an account receivable management company established in 1994. As a third-party debt collector, companies hire Revenue Group to collect debts. Its headquarters are in Cleveland, Ohio.

Ready to resolve your debt? Below is the Revenue Group contact information.

• Phone: 877-646-6988
• Address: 3711 Chester Avenue, Cleveland Ohio 44114
• Website: https://revenuegroup.com/

Consumers may also use the company’s contact page to seek help from customer care.

Who Does Revenue Group Collect For?

Revenue Group collects for a wide variety of industry partners, including:

• Hospitals and healthcare
• Financial services
• Housing and utilities
• Government
• Telecommunications

Revenue Group works with its clients to screen consumer accounts. They determine if accounts are recoverable. After gathering sufficient information on an account, they assign agents to track customers. The goal is to set up a repayment plan.

If you owe a debt in one of the listed industries, your creditor has likely assigned the account to them.

Read Revenue Group Reviews Online

If you want to settle a debt with Revenue Group, consider reading reviews from other consumers. Read the reviews on the following platforms:

• Revenue Group reviews on the Better Business Bureau
• Revenue Group reviews on the CFPB database

Remember that consumers have left reviews under the alternate name Revenue Assistance Corporation. The company does business as Revenue Group.

Follow These Steps if Revenue Group Sues You

Facing a lawsuit requires intense preparation. You should start gathering the necessary information as soon as you receive the papers.

Check Your Debt Records

After overcoming the initial shock, check your records first. Make sure that the names on the Summons and any cosigners are correct.

You should also compare your personal debt records with the Complaint document. Check for the following:

• Who was the original creditor?
• How much do you owe?
• When did you incur the debt?
• When did you make the last payment on the debt?

Note Any Inconsistencies

If anything is incorrect, you can use it as part of your defense. Often, your debt will pass through several collectors before reaching Revenue Group.

If amounts, names, and other information are incorrect, there’s no proper evidence you owe the debt. Additionally, if Revenue Group cannot provide the documents you signed, the lawsuit cannot proceed.

Our partner Solo can help you file your Answer in minutes.

Examine the Statute of Limitations

If considerable time has passed since you were active on the account, the statute of limitations may have passed. The law limits the time the company has to collect debt by litigation. The period varies by state and is typically four to six years.

Although the statute of limitations exists to prevent lawsuits, you still owe the money. The law allows debt collectors to continue collection efforts. You may still receive letters and phone calls reminding you to pay.

Setting up a repayment plan may restart the clock on the debt. The collector may regain the right to sue, so beware.

Respond to the Lawsuit

The Summons document tells you how much time you have to file your response. Depending on your jurisdiction, you have between 14 and 30 days. If you’re late, the judge may grant Revenue Group a default judgment.

Armed with the judgment, Revenue Group may seek a court order to garnish your wages. They could seize your personal property and attempt to freeze your bank accounts.

Ensure you file your Answer at the correct court early. You can avoid the adverse consequences of a default judgment.

What Happens After Responding to the Lawsuit?

After preparing your Answer document and filing it in court, ensure Revenue Group’s attorney receives their copy. Keep a copy for your records.

Instead of sitting back and waiting to hear from the court, try negotiating with Revenue Group. You will be surprised to learn that they’re willing to set up a repayment plan. They may accept low monthly installments or even settle the debt with one lump sum payment.

Contact the company to find out your options.

While attempting to negotiate a settlement, continue to follow your court case. Respond to any requests for information issued by the court. Attend all scheduled hearings.

How to Settle a Debt with Revenue Group

The request to settle a debt typically begins with the consumer. In rare cases, it can originate with the creditor. You should prepare before making an offer by utilizing the following steps:

1. Consider how much money you owe on the debt. Determine how much you can realistically pay.
2. Review your finances to determine what percentage you can offer to settle.
3. Initiate settlement discussions with Revenue Group and follow up in writing.
4. Be prepared to negotiate because Revenue Group probably won’t accept your first offer. That’s totally normal, and you should keep making offers until they agree.
5. Make sure you receive a settlement agreement signed by both parties. The agreement should state that the rest of the debt will be forgiven.
6. Pay the settlement amount.

Our partner Solo can help you negotiate a settlement with Revenue Group. You’ll get expert guidance on responding to the lawsuit and settling your debt.

Verify the Debt Before Settling

Before you agree to pay anything, verify that Revenue Group owns the debt. Send a debt validation letter within 30 days of first contact. They must provide proof that you owe the debt.

Request the following documents:

• Original creditor’s name and account number
• Amount of the debt
• Proof that Revenue Group has the right to collect
• Copy of the original signed agreement

Revenue Group must cease collection efforts until they provide this information. If they can’t verify the debt, they cannot continue to collect.

Get Everything in Writing

Never agree to a settlement over the phone without written confirmation. Always get the agreement in writing before you pay anything.

The settlement agreement should include:

• Total amount you owe
• Settlement amount you agreed to pay
• Payment due date or payment plan schedule
• Statement that the remaining debt will be forgiven
• Agreement that Revenue Group will update your credit reports

Keep copies of all correspondence with Revenue Group. Save canceled checks or payment confirmations. You may need these documents later.

Know Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive collection practices. Revenue Group must follow specific rules when collecting debts.

Revenue Group cannot:

• Call you before 8 a.m. or after 9 p.m.
• Contact you at work if you tell them not to
• Harass, threaten, or use profane language
• Misrepresent the amount you owe
• Threaten legal action they don’t intend to take

If Revenue Group violates the FDCPA, you can sue them. You may be entitled to damages up to $1,000 plus attorney fees.

Consider Your Options if You Can’t Settle

If you can’t afford to settle with Revenue Group, you have other options. You don’t have to face this situation alone.

Consider these alternatives:

• Work with a credit counseling agency to set up a debt management plan
• Explore bankruptcy options if your debts are overwhelming
• Consult with an attorney who specializes in debt collection defense
• Request a payment plan that fits your budget

Don’t ignore Revenue Group’s lawsuit or collection attempts. Taking action protects your rights and gives you more control.