How to Negotiate a Faber and Brand Settlement in 2024
Faber and Brand is a legitimate debt collection law firm that requires prompt action when they contact you. You can negotiate a lower settlement by filing an Answer to any lawsuit, verifying your debt, and strategically negotiating through professional assistance. Getting your settlement agreement in writing protects you from further collection attempts.
Answer Faber's LawsuitHave you been dodging phone calls from Faber and Brand? That strategy won’t work. Faber and Brand is a law firm that handles debt collection. If you ignore them, you could face a lawsuit soon.
You need to stop running and face your debt head-on. Here’s how to resolve your debt quickly and permanently.
Respond to Faber and Brand's Lawsuit Before Your Deadline
You have as little as two weeks to file your Answer before a default judgment is entered against you. Professional help can draft and file your response to protect your rights.
Draft My Answer NowWhat Is Faber and Brand, LLC?
Faber and Brand is a law firm that assists clients with debt collection and subrogation. If someone from the company has contacted you, they believe you owe a past debt.
Is Faber and Brand a legitimate company?
Yes, Faber and Brand is a legitimate debt collection law firm. The company has been in operation since 1998. While it’s a legitimate company, it isn’t accredited with the Better Business Bureau.
As of 2023, the BBB website listed several complaints against the company. No complaints appeared on the Consumer Financial Protection Bureau database.
How do I contact Faber and Brand?
You can contact Faber and Brand through their online contact page. You can also call them at 888-233-3141 or 573-449-3141. Their mailing address is P.O. Box 10110, Columbia, MO 65205.
Their office is located at 6750 New Town Ave, Columbia, MO 65203.
Faber and Brand reviews
Faber and Brand has received nearly 100 Google reviews. The company earned an average rating of 1.7 out of 5 stars. Most reviewers express frustration with the company’s collection practices.
How to Resolve Your Debt With Faber and Brand
Debt collectors like Faber and Brand are relentless. Relief is within reach if you act strategically. The following steps can help you respond to debt collectors effectively.
Report aggressive debt collectors
The federal Fair Debt Collection Practices Act protects consumers from aggressive collection practices. The law prevents companies like Faber and Brand from certain actions:
- Failing to identify themselves as a debt collector
- Calling you multiple times per day
- Calling you before 8 a.m. or after 9 p.m.
- Speaking with your friends, family, or coworkers about your debt
- Continuing to call you after receiving a Cease and Desist Letter
- Using vulgar language
- Threatening you with arrest for unpaid debt
- Refusing to validate your debt
The Federal Trade Commission allows you to report violations through their website. You can also call 877-382-4357. You may report them through the CFPB’s website or by calling 855-411-2372.
File an Answer to the lawsuit
If Faber and Brand has sued you over your debt, act quickly. In some jurisdictions, you have as little as two weeks to file an Answer. If you don’t, the judge may render a default verdict against you.
An Answer is a document that expresses your intent to fight the lawsuit. It can buy you time to make your next move. Our partner Solo can help you draft and file your Answer with the court.
Verify your debt with Faber and Brand
Don’t assume that your alleged debt is legitimate. Press Faber and Brand to verify your debt through a Debt Validation Letter. The document will provide definitive proof by:
- Identifying your original creditor
- Specifying the debt amount
- Recording the date the debt occurred
- Documenting your payment history
- Providing clear proof that the debt is yours
Make sure you get your debt in writing before moving forward. Confirm your debt before starting the negotiation step.
Negotiate a lower settlement with Faber and Brand
If the debt isn’t yours, you can fight the lawsuit in court. Otherwise, your best option is to negotiate a lower settlement. Most debt collectors take a lower settlement rather than go through lengthy legal proceedings.
Our partner Solo can help you negotiate without dealing directly with collectors on the phone. The platform will draft and present your initial offer. Start with 60% of your total debt.
Ideally, Faber and Brand will accept this amount. If not, they’ll likely submit a counteroffer. Keep negotiating until you arrive at a mutually agreeable settlement. You can then arrange a payment plan with Faber and Brand.
Example: Claire received a phone call from Faber and Brand about an unpaid debt. Soon after, she received a summons regarding a debt collection lawsuit. Claire used a legal platform to draft an Answer with the court. She then gathered enough money to settle the debt. Claire sent an initial offer agreeing to pay 60% of her original debt. Faber and Brand proposed a settlement of 65% instead. Claire agreed. She’s now making consistent on-time payments and working to eliminate her debt for good.
Get your settlement agreement in writing
Get everything in writing, especially your final debt settlement. If you don’t, a debt collector might pursue the lawsuit anyway. Having documentation will help protect you from dishonest debt collectors.
Save any emails or correspondence with Faber and Brand. Doing so allows you to document the negotiation and settlement process. Documentation protects you from further litigation.
Take Action Against Faber and Brand Today
Stop avoiding debt collectors. Negotiating a lower settlement will enable you to resolve your debt permanently. The sooner you get started, the sooner you can move on.
You have rights when dealing with debt collectors. Use them to protect yourself and resolve your debt on your terms.