How to Respond to Synerprise Consulting Debt Collection
If Synerprise Consulting contacts you about medical debt, respond quickly to protect your rights. Verify the debt is yours, file an Answer if sued, and negotiate a settlement to resolve the debt for less than you owe.
Answer Your LawsuitYou thought that old medical bill was paid. Then Synerprise Consulting contacted you about past medical debt. The company may even threaten a lawsuit. Before you do anything, verify that you owe this debt. Then take steps to resolve it quickly.
What Is Synerprise Consulting?
Synerprise Consulting Services is a debt collection agency. The company works with healthcare providers and medical facilities to recover outstanding medical debts. If you’ve been contacted by Synerprise, collectors believe you have an unresolved medical bill.
Respond to Synerprise Consulting's Lawsuit Today
You have as little as 14 days to respond to Synerprise's lawsuit. Missing your deadline means automatic judgment against you. File your Answer now and protect your rights.
File Your AnswerThe Synerprise Consulting phone number is 866-407-0200. You can reach them by email at info@synerpriseconsulting.com. Their mailing address is 5651 Broadmoor Street, Mission, KS 66202.
Synerprise Consulting Reviews and Complaints
As of November 2023, Synerprise Consulting has a 2-star BBB rating. The company has received 32 customer complaints over three years. The Consumer Financial Protection Bureau lists over 200 complaints against Synerprise. Most complaints dispute the validity of the debt.
CFPB complaints against Synerprise have steadily increased each year. The trend suggests the company is ramping up collection efforts. Many complaints highlight questionable debt collection tactics. Knowing your rights helps you respond properly and protect yourself.
Understand Your Rights Under Federal Law
Synerprise Consulting Services is a legitimate company. They have the right to contact you about medical debt. But you’re protected by the Fair Debt Collection Practices Act. The FDCPA prevents debt collectors from using certain tactics.
Debt collectors cannot:
- Contact you more than once per day
- Contact you outside approved hours (8 a.m. to 9 p.m.)
- Contact your friends, family, or coworkers regarding your debt
- Threaten you with arrest for failing to pay
- Refuse to validate your debt
- Contact you after receiving a Cease and Desist Letter
- Use vulgar or offensive language
Has Synerprise Consulting committed any of these violations? You can report them to the Federal Trade Commission. Call 877-382-4357 or visit the FTC website. You can also report violations to the CFPB at 855-411-2372.
Respond Quickly to Synerprise Consulting
You need to respond quickly to Synerprise Consulting. Speed is especially important if you’ve received a debt collection lawsuit. Here’s how to respond quickly and avoid further complications.
File an Answer With the Court
In a lawsuit situation, you have a narrow window to respond. The exact deadline varies by jurisdiction. It can be as little as two weeks. Your Answer indicates your willingness to fight the lawsuit in court. It also buys you time to resolve your debt.
Filing an Answer is your most important legal protection. Our partner Solo can help you respond to Synerprise’s lawsuit properly. Don’t miss your deadline.
Request a Debt Validation Letter
After you file an Answer, verify the debt is yours. Request that Synerprise Consulting provide a Debt Validation Letter. The letter will answer several important questions:
- Who is your original creditor?
- How much do you owe?
- What evidence proves the debt is yours?
- When was your last payment?
- How old is the debt?
For medical debt, the validation letter may include insurance information. You’ll see what your insurance provider paid. You’ll also see what you still owe on the debt.
Contact the Insurance Division
Since Synerprise focuses on medical debt, you may be surprised. You might not realize you owe anything at all. The agency has a dedicated insurance team. They can help you resolve issues with your health insurance provider.
Talking with this team is an important step. You need to determine if the debt is yours. It might actually be your insurer’s responsibility.
Negotiate a Settlement With Synerprise Consulting
Once you determine the debt is valid, negotiate a settlement. Most debt collectors prefer to settle for less. They’d rather avoid a long legal process.
Start the Debt Settlement Process
Begin negotiations by sending an offer to settle. Synerprise Consulting may reject your first offer. That’s completely normal. The goal is to open the floor to negotiations.
Many factors affect how much a collector will settle for. 60% is typically a good starting threshold. You may be able to settle for less. They may also require more or close to the original amount.
Ideally, you’ll receive a counteroffer. You can accept or decline their offer. You can also present another offer of your own. The goal is reaching a number you both agree on.
Our partner Solo can help you negotiate with Synerprise Consulting. You can settle your debt online without phone calls.
Example: How Charlotte Settled Her Medical Debt
Charlotte assumed her insurance would pay her entire hospital bill. She ignored the notice from Synerprise Consulting. Then she received notification about a lawsuit.
Charlotte had to act fast. She filed an Answer with the court. That gave her time to verify her debt. Then she opened negotiations with Synerprise. Eventually, Charlotte settled her debt for just 65% of the original amount. She could finally start rebuilding her credit.
Save Your Debt Agreement Documentation
Never agree to a settlement based on verbal conversation. Get everything in writing. Make sure the agreement lists your debt settlement amount. It should also include the date of the agreement.
Save all written correspondence with Synerprise Consulting. Documentation isn’t paranoia. It’s protection. Debt collectors sometimes seek default judgments even after agreeing to settle. Documenting the process gives you added protection.
Don’t Delay Your Response to Synerprise
The steps above help you respond quickly to Synerprise Consulting. But if you’ve been contacted about a lawsuit, act immediately. Failing to file an Answer by the deadline is costly. You’ll face a default judgment against you. That destroys any chance of negotiating a lower payment.
You have options when dealing with Synerprise Consulting. Verify the debt is yours first. Then respond with an Answer if you’ve been sued. Finally, negotiate a settlement you can afford. Taking action protects your rights and your financial future.