Is Delta Outsource Group Legit? What You Need to Know
Delta Outsource Group is a legitimate debt collection agency that operates under the name InDebted USA, Inc. You have the right to request debt validation and negotiate settlements before paying. If they sue you, respond quickly to avoid wage garnishment and bank levies.
Respond to DeltaDebt collectors use robocalls and repetitive tactics. Scammers do the same. You need to know if Delta Outsource Group is legitimate or just another scam.
Yes, Delta Outsource Group is legit. The company operates as a real debt collection agency. But legitimacy doesn’t mean they follow all the rules.
Stop Delta Outsource Group From Calling You
Request debt validation and negotiate a settlement with Delta Outsource Group. Our partner Solo helps you respond to collectors and resolve your debt in minutes.
Answer the CollectorDelta Outsource Group Scam Claims: What’s Real?
You see calls from 9162810745 and wonder if it’s a scam. Good news: there is no Delta Outsource Group scam. The company is legitimate.
If they say you owe a debt, you need to address it. Addressing your debt doesn’t always mean paying it, though. You have rights under federal law.
What Is Delta Outsource Group?
Delta Outsource Group is a legitimate debt collection agency. But the company is hard to research.
Why? Delta Outsource Group operates under an alternate name: InDebted USA, Inc. The Better Business Bureau profile lists them as InDebted. Their company website primarily uses the InDebted USA, Inc. name.
Reviews state the company is extremely hard to contact. Several complaints have been filed against Delta Outsource Group Inc. Some complaints allege they try to collect debts already settled. Others mention multiple letters in one day and late-night phone calls.
The Consumer Financial Protection Bureau complaint database shows dozens of complaints against InDebted. Many complaints claim Delta Outsource Group refuses to validate debt when asked.
How to Contact Delta Outsource Group
You can reach Delta Outsource Group at:
- Phone: (800) 364-1895
- Address: 62 N Central Dr, O Fallon, MO 63366-2336
- Complaints: 866-273-5110 or Compliance@indebted.us
The company encourages customers to reach out before filing formal complaints.
What to Do When Delta Outsource Group Calls
Delta Outsource Group keeps hounding you about debt. Deal with it sooner rather than later. If you ignore debt collectors long enough, they may file a lawsuit.
Handling a debt lawsuit is far more complicated than dealing with a collector. But don’t just pay what they claim you owe without asking questions.
Request Debt Validation
The Fair Debt Collection Practices Act gives you rights. You can ask a debt collector to validate your debt. They must prove you really owe it and they have the right to collect it.
Send a Debt Validation Letter to exercise this right. Our partner Solo helps you create one in minutes.
Some debt collectors stop contacting you once they get a Debt Validation Letter. They may not have everything needed to validate the debt. They may not want to expend the effort.
Why Send a Debt Validation Letter?
A Debt Validation Letter might seem like extra work. But it could save you money in the long run.
You answer a few questions. The letter gets formatted and sent where it needs to go. Simple as that.
What If Delta Outsource Group Validates Your Debt?
Not every Debt Validation Letter makes collectors disappear. Some debt collectors can quickly validate your debt. Then what?
Don’t ignore the debt validation. But you don’t have to pay the full amount immediately. Consider offering a settlement for a lower amount.
If Delta Outsource Group won’t accept less, ask about payment plans. Many collectors prefer getting paid over time to not getting paid at all.
Example: Negotiating With Delta Outsource Group
Kelvin gets calls about an $800 debt. He sends a Debt Validation Letter. The company proves he owes the debt.
Kelvin can’t afford $800 right now. He asks if they’ll accept $600 instead. The representative offers a payment plan: $200 per month for four months.
Dealing with collectors directly beats dealing with them during a lawsuit. If Delta Outsource Group sues you and wins, the court may garnish your wages. You lose the ability to negotiate or request payment plans.
Fight Back Against Delta Outsource Group
You have options when dealing with Delta Outsource Group. Start by requesting debt validation. Many collectors can’t prove you owe what they claim.
If they validate the debt, negotiate a settlement. Offer to pay less than the full amount. Ask about payment plans if you can’t pay in full.
Our partner Solo helps you respond to collectors and resolve debts. You don’t have to face them alone.
What Happens If You’re Sued?
Delta Outsource Group may file a lawsuit if you ignore them. You must respond to the lawsuit within the deadline on your summons. Usually you have 14 to 30 days.
Failing to respond means an automatic loss. The court enters a default judgment against you. Then wage garnishment and bank levies become real threats.
Respond to the lawsuit by filing an Answer. An Answer addresses each claim in the complaint. You admit, deny, or state you lack knowledge of each allegation.
Many debt collection lawsuits have weak evidence. Collectors often can’t prove they own the debt. They may lack documentation showing you owe the amount claimed. Your Answer forces them to prove their case.