Colinfobur Phone Number: Contact Info for This Debt Collector
Colinfobur (Collection Information Bureau) can be reached at 800-231-3514 or 800-841-3065, but calling them isn't your priority. Responding to any lawsuit they filed protects you from wage garnishment and bank levies that come with default judgments.
Respond to ColinfoburColinfobur, also known as Collection Information Bureau, Inc., may be pursuing you for debt. You need to know how to contact them and handle their collection attempts.
Your priority is simple. Respond to their lawsuit immediately. Never admit you owe the debt without verification. Don’t feel pressured to pay right away.
Stop Colinfobur's Lawsuit Before the Deadline
You have limited time to respond to Collection Information Bureau's summons. Missing your deadline means automatic wage garnishment and bank levies.
Answer the LawsuitYou received a summons by mail with response instructions. Follow them carefully. File your answer with the court clerk and request a stamped copy. Send that stamped copy to Colinfobur’s attorney via certified mail.
Why Responding to Colinfobur Prevents a Judgment
A judgment means the court decided you owe unpaid debt. Judgments give collectors powerful tools against you.
Colinfobur can garnish your wages with a judgment. They can place liens on your property. Your bank account can be frozen and drained without warning.
Ignoring a summons leads to a default judgment. Default judgments give debt collectors full garnishment power. Our partner Solo helps you respond properly to avoid this outcome.
Responding protects your rights. You force Colinfobur to prove you owe the debt. Many collection lawsuits fail when challenged properly.
Finding Out Which Debt Collectors You Actually Owe
Debt collectors sometimes pursue debts you don’t owe. You might owe less than they claim. Your debt might be time-barred and legally uncollectible.
Taking control of your debt situation rebuilds your financial health. The process takes time but delivers lasting results.
Step 1: Organize Your Financial Records
Gather all bills, statements, and payment records. Calculate when debts originated and what you actually paid. Colinfobur might be claiming debts that are too old to collect.
Step 2: Pull Your Credit Reports
Three major bureaus track your credit: Experian, Equifax, and TransUnion. Visit annualcreditreport.com for one free report annually from each bureau.
Credit Karma provides free access to two bureaus anytime. Review every debt listed carefully. Check if Colinfobur appears on your reports.
Missing information means you can demand proof. Collectors must verify debts when challenged.
Step 3: Demand Debt Verification from Colinfobur
Contact Colinfobur and request written verification of the debt. They must prove the debt amount, original creditor, and their legal right to collect.
Collectors cannot legally pursue unverified debts. Many drop cases when faced with proper verification demands.
Step 4: Compare All Information Sources
Match your credit reports against your personal records. Compare both with Colinfobur’s claims. Discrepancies work in your favor.
Credit reports list collector contact information when debts are reported. You’ll find Colinfobur’s phone number there if they reported your debt.
Step 5: Challenge Excessive Collection Fees
Collection agencies often add fees to your original debt. The Fair Debt Collection Practices Act allows only reasonable fees.
Colinfobur must specify exact amounts for the original debt and added fees. Demand an itemized breakdown showing these charges separately.
Challenge any fees that seem excessive. Courts often reduce or eliminate questionable collection charges.
Getting Professional Help With Credit Issues
Multiple negative items damage your credit score significantly. Professional credit repair services help you dispute inaccurate information and negotiate settlements.
Education protects you from future collection problems. Learn your rights under consumer protection laws. Understand how credit scoring works.
Prevention beats cure every time. Pay bills on time monthly. Contact creditors immediately when financial problems arise. Early communication prevents collection agency involvement.
Colinfobur Contact Information You Need
Multiple contact methods help you reach Colinfobur when necessary.
Phone Numbers
- 800-231-3514
- 800-841-3065
Mailing Address
Collection Information Bureau, Inc.
202 North Federal Highway
Lake Worth, FL 33460
Website
cibflorida.com
How to Respond to Colinfobur’s Lawsuit
Responding to a debt collection lawsuit protects your rights. You challenge Colinfobur to prove their case with proper documentation.
Our partner Solo walks you through creating your answer step by step. The process asks necessary questions to complete your court response properly.
You can print completed forms and mail them yourself. Professional filing services ensure proper delivery and court compliance. Attorney review catches potential errors before filing.
Responding forces collectors to prove standing, debt ownership, and accurate amounts. Many cases settle favorably when you fight back properly.