United Recovery Systems Phone Numbers: Complete 2024 List

By Talk About Debt Team
Reviewed by Ben Jackson
Last Updated: February 16, 2026
5 min read
The Bottom Line

United Recovery Systems uses hundreds of different phone numbers to contact consumers about debts. You have rights under the Fair Debt Collection Practices Act that protect you from harassment and abuse. If they sue you, responding before your deadline is critical to protecting yourself from a default judgment.

Answer Your Lawsuit

United Recovery Systems is one of the largest collection agencies in the United States. They have been in business for over 30 years. Their headquarters are located in Houston, Texas.

If United Recovery is calling you about a debt, you need to know something important. They use hundreds of different phone numbers to contact consumers.

United Recovery Systems Sued You? Respond in 15 Minutes

Don't let United Recovery Systems win by default. Create your Answer document now and protect yourself from a judgment. An attorney can review your response before filing.

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The parent corporation of United Recovery may also call you. Their name is AllTran. They are located at the same Houston address as United Recovery.

Why United Recovery Systems Uses Multiple Phone Numbers

Collection agencies constantly change their contact numbers. New technology makes it easier for consumers to block unwanted calls. Agencies like United Recovery Systems respond by rotating through different numbers.

You need to stay informed about which numbers they are currently using. Knowledge protects you from falling for scam calls. It also helps you identify legitimate collection attempts.

Common United Recovery Systems Phone Numbers

Here are the most frequently reported phone numbers used by United Recovery Systems and AllTran:

  • 866-582-4085
  • 866-891-6939
  • 888-733-1243
  • 800-236-4300
  • 888-763-2427
  • 866-815-8808
  • 888-733-1264
  • 888-733-1265
  • 888-593-8401
  • 888-733-1288
  • 888-739-0868
  • 888-763-2423
  • 888-593-8403
  • 888-733-1270
  • 800-326-3446
  • 800-658-1164
  • 800-304-8854
  • 800-662-1877
  • 855-577-2276
  • 800-326-8040

Regional Numbers to Watch For

United Recovery Systems also uses local and regional area codes. They do this to increase the likelihood you will answer. Here are dozens of additional numbers they have used:

214-295-3625, 312-878-2290, 719-623-6593, 757-716-7193, 631-443-5960, 718-759-9536, 717-388-4745, 208-449-1537, 970-212-9374, 847-348-8661, 831-515-0087, 203-416-8125, 201-499-7445, 802-221-4257, 703-939-9971, 406-333-0020, 508-202-4699, 817-522-3298, 410-372-4856, 509-591-0512, 614-448-3350, 661-456-0538, 713-260-7627, 805-212-9054, 818-630-0047, 916-760-2381, 954-333-8287, 248-686-1287, 253-341-4274, 937-684-4838, 352-414-1921, 307-222-4781, 973-988-1838, 732-413-6465, 609-840-8108, 801-656-6416, 201-490-3006, 210-249-0916, 229-947-4591, 775-624-9286, 417-429-0533, 478-607-2609, 540-908-2561, 646-448-8384, 302-294-8111, 951-324-0533, 401-441-6870, 972-354-4914, 205-409-2854, 215-825-8547, 305-433-2677, 336-698-3337, 413-382-9700, 503-802-0863, 512-600-1778, 601-308-4113, 618-623-0473, 646-845-0094, 678-918-9086, 713-977-1234, 718-307-5163, 772-446-3285, 801-428-3730, 812-496-4419, 928-268-3020, 973-557-4516, 303-993-1554, 317-682-1730, 407-956-1502, 801-945-9064, 626-244-0070, 804-234-9010, 706-478-9229, 815-549-0643, 301-710-6404, 506-224-4562, 516-620-9571, 206-607-6296, 217-919-0304, 281-925-1514, 360-397-4756, 504-717-2316, 601-714-2099, 619-330-9072, 650-223-0160, 704-401-0719, 714-398-8874, 803-335-3638, 818-466-0143, 856-827-6885.

What to Do When United Recovery Systems Calls

You have rights when a debt collector contacts you. The Fair Debt Collection Practices Act protects consumers from abusive collection practices.

Document Everything

Write down the date and time of every call. Record the phone number that appears on your caller ID. Note what the collector says to you.

Ask for written verification of the debt. You have 30 days from first contact to request this. The collector must provide proof you owe the money.

Know Your Communication Rights

You can tell United Recovery Systems to stop calling you. Send a written request via certified mail. They must honor your request with limited exceptions.

They can still contact you to confirm they received your request. They can inform you of specific actions they plan to take. But general collection calls must stop.

If United Recovery Systems Sues You

Ignoring a lawsuit is the worst thing you can do. Debt collectors win most cases by default. You must respond within the deadline stated on your summons.

Our partner Solo can help you respond to a lawsuit from United Recovery Systems. You can create a proper Answer document in just 15 minutes.

Your Answer Document Matters

An Answer is your formal response to the lawsuit. You must file it with the court by the deadline. Missing the deadline gives the collector an automatic win.

Your Answer should include specific defenses to their claims. Common defenses include statute of limitations and lack of proof. You need to deny or admit each allegation in their complaint.

Negotiating a Settlement

Filing an Answer shows you are taking the lawsuit seriously. Collection agencies often prefer to settle rather than go to trial. You may be able to negotiate a reduced payment amount.

Get any settlement agreement in writing before you pay. Make sure it states the debt will be satisfied in full. Never give collectors direct access to your bank account.

Protecting Yourself from Collection Scams

Not every call claiming to be from United Recovery Systems is legitimate. Scammers impersonate debt collectors to steal money and personal information.

Red Flags of Scam Calls

Real debt collectors must follow specific rules. Be suspicious if the caller threatens you with arrest. No collector can have you arrested for an unpaid debt.

Be wary of collectors demanding immediate payment via gift cards or wire transfer. Legitimate agencies accept checks and credit cards. They do not pressure you for instant payment.

Question callers who refuse to provide written verification. Every collector must send you a validation notice within five days of first contact.

Verify the Debt Before Paying

Never pay a debt without proper verification. Request the name of the original creditor. Ask for documentation showing you owe the money.

Check if the statute of limitations has expired on your debt. Each state has time limits for collecting old debts. Paying even a small amount can restart the clock.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act gives you specific protections. Collectors cannot harass, threaten, or deceive you. They cannot call before 8 AM or after 9 PM.

They cannot contact you at work if you tell them your employer prohibits it. They cannot discuss your debt with friends, family, or coworkers.

If United Recovery Systems violates these rules, you can sue them. You may be entitled to damages up to $1,000 plus attorney fees. Document every violation carefully.

When to Get Professional Help

Dealing with debt collectors can be overwhelming. You do not have to face them alone. Professional help is available when you need it.

If you have been served with a lawsuit, time is critical. Our partner Solo helps you respond properly before your deadline passes. An attorney can review your Answer to ensure it protects your rights.

Consumer protection attorneys specialize in fighting abusive collection practices. Many offer free consultations. They can help you understand your options and fight back.

Frequently Asked Questions

What is United Recovery Systems?

United Recovery Systems is one of the largest debt collection agencies in the United States. They have been in business for over 30 years and are based in Houston, Texas. Their parent company is AllTran, which operates from the same location.

How do I stop United Recovery Systems from calling me?

You can send United Recovery Systems a written request via certified mail telling them to stop calling you. Under the Fair Debt Collection Practices Act, they must honor your request with limited exceptions. They can still contact you to confirm receipt or inform you of specific legal actions.

What should I do if United Recovery Systems sues me?

You must respond to the lawsuit by filing an Answer document before the deadline stated on your summons. Ignoring the lawsuit will result in a default judgment against you. You can use services like our partner Solo to create a proper Answer in 15 minutes and have an attorney review it.

Can I verify if a call from United Recovery Systems is legitimate?

Yes. Request written verification of the debt, which collectors must provide within five days of first contact. Ask for the name of the original creditor and documentation proving you owe the money. Be suspicious of callers who threaten arrest or demand immediate payment via gift cards.

What are my rights when United Recovery Systems contacts me?

Under the Fair Debt Collection Practices Act, you have the right to written debt verification, to dispute the debt, and to request they stop calling you. Collectors cannot harass you, call before 8 AM or after 9 PM, contact you at work if prohibited, or discuss your debt with others.