Resolve Debt With Allied Collection Services

By Talk About Debt Team
Reviewed by Ben Jackson
Last Updated: February 16, 2026
4 min read
The Bottom Line

Allied Collection Services is a legitimate debt collector based in Nevada and California. You have rights under the FDCPA and should always verify any debt before paying. Settling your debt for less than the full amount is often possible and gets you back on track faster.

Respond to Lawsuit

You don’t have to live with endless calls from debt collectors. Allied Collection Services may be contacting you about an old debt. You can take control and resolve your debt quickly.

If you’re facing a debt collection lawsuit, our partner Solo can help you respond properly.

Allied Collection Services Sued You? Respond Now

You have as little as 14 days to file your Answer to an Allied Collection Services lawsuit. Missing the deadline results in automatic judgment against you.

Draft Your Answer

What Is Allied Collection Services?

Allied Collection Services, Inc. is a debt collection company based in Nevada and California. The company purchases unpaid debts from original creditors. They then attempt to collect these debts from consumers.

Allied buys debts from credit card companies and banks. Once they purchase your debt, they become the new collector.

Why Do I Have a Collection From Allied Collection Services?

Allied Collection Services contacts you because they purchased your debt. Your original creditor sold the debt after you fell behind on payments. Now Allied owns the debt and wants to collect.

Common debts Allied collects include credit card balances and personal loans. Medical bills and utility accounts may also end up with Allied.

Is Allied Collection Services a Scam?

Allied Collection Services is a legitimate debt collection company. However, the company is not Better Business Bureau accredited. The BBB website shows dozens of consumer complaints against Allied.

The Consumer Financial Protection Bureau also reports complaints about Allied Collection Services. Many complaints allege the company contacts consumers about illegitimate debts. You must verify any debt before making a payment.

Allied Collection Services Phone Number

Allied Collection Services’ phone number is 877-714-8191. You can also submit a resolution form through their website. Use the form if you believe they’ve contacted you in error.

What to Do If Allied Collection Services Contacts You

You have rights when debt collectors contact you. Assert these rights immediately. Always demand debt verification before proceeding further.

Report FDCPA Violations

The Fair Debt Collection Practices Act protects you from aggressive collectors. Debt collectors cannot engage in certain practices:

  • Calling before 8 a.m. or after 9 p.m.
  • Contacting you multiple times daily
  • Speaking to family or coworkers about your debt
  • Threatening arrest for unpaid debt
  • Using offensive or vulgar language
  • Failing to identify themselves as debt collectors
  • Refusing to verify your debt
  • Ignoring cease and desist letters

Report FDCPA violations to the Federal Trade Commission online or call 877-382-4357. You can also report violations to the CFPB at 855-411-2372.

Make Allied Prove the Debt Is Yours

Debt collectors want immediate payment. Don’t give in to pressure. Making any payment could make you liable for the full amount.

Demand that Allied Collection Services verify your debt first. Request the following information:

  • The original creditor’s identity
  • The original debt amount
  • The date you incurred the debt
  • Number of payments already made
  • Remaining debt amount
  • Proof directly connecting you to the debt

Requesting verification sometimes makes collectors back off. If Allied proves the debt is legitimate, you’ll need to resolve it.

Respond to a Debt Collection Lawsuit

Allied Collection Services may sue you to collect the debt. Never ignore a legal summons. Ignoring a lawsuit results in a default judgment against you.

You must file an Answer with the court. An Answer is your official response to the lawsuit. You may have as little as two weeks to respond.

Our partner Solo makes it easy to draft and file your Answer. Filing on time prevents a default judgment.

Resolve Debt With Allied Collection Services

If the debt is legitimate, settlement is your best option. You can often pay less than the full amount. Negotiating a settlement saves you money and resolves the debt quickly.

Start by offering 60% of your balance. Allied may reject your initial offer. They can issue a counteroffer instead.

Continue negotiating until you reach an agreeable settlement amount. Get any agreement in writing before making payment. Make sure the agreement states the debt will be satisfied in full.

Settlement Example

Andrew fell behind on his credit card payments. Allied Collection Services started calling him repeatedly. Andrew negotiated a settlement for less than he originally owed. He resolved his debt quickly and moved on with his life.

Get Out From Under Your Debt

Resolving your debt allows you to rebuild your credit. You can move forward without constant collector calls. Taking action now prevents further damage to your credit score.

Settlement is faster and cheaper than paying the full amount. You avoid court judgments and wage garnishment. Most collectors accept settlement offers because they purchased the debt for pennies.

Start negotiations with Allied Collection Services today. The sooner you settle, the sooner you can rebuild. Your financial future depends on taking action now.

Frequently Asked Questions

What is Allied Collection Services?

Allied Collection Services is a debt collection company operating in Nevada and California. They purchase unpaid debts from original creditors like credit card companies and banks, then attempt to collect those debts from consumers.

How do I verify debt with Allied Collection Services?

Request written verification that includes the original creditor's name, original debt amount, date you incurred the debt, payments made, remaining balance, and proof connecting you to the debt. Never make a payment before receiving this verification.

Can I settle my debt with Allied Collection Services for less?

Yes, you can often settle for 60% or less of the original amount. Start with a lower offer and negotiate until you reach an acceptable settlement. Always get the agreement in writing before making payment.

What should I do if Allied Collection Services sues me?

File an Answer with the court within the deadline stated on your summons, typically 14-30 days. Never ignore a lawsuit as this results in a default judgment against you, allowing wage garnishment and bank levies.

How do I report FDCPA violations by Allied Collection Services?

Report violations to the Federal Trade Commission at 877-382-4357 or online at FTC.gov. You can also file complaints with the Consumer Financial Protection Bureau at 855-411-2372 or through their website.