How to Resolve Debt With The Rawlings Company
The Rawlings Company collects medical debts on behalf of insurance companies and healthcare providers. You can protect yourself by verifying the debt, responding to lawsuits within the deadline, and negotiating a settlement to resolve the matter.
Answer Your LawsuitMedical bills can be confusing and overwhelming. The Rawlings Company likely contacted you about an unpaid medical bill. They work with insurance companies and healthcare providers to collect debts.
You need to verify the debt is legitimate before taking action. Once you confirm it’s yours, you can resolve it quickly.
Respond to Your Rawlings Company Lawsuit in Minutes
You have only two to four weeks to file your Answer before the court issues a default judgment. Don't let the Rawlings Company win by default when you have options.
File Your AnswerIf you’ve been sued, our partner Solo can help you respond to the lawsuit in time.
What Is the Rawlings Company?
The Rawlings Group provides integrity management services for healthcare companies. The company also goes by Rawlings or the Rawlings Company, LLC.
They specialize in medical subrogation. Subrogation means pursuing third parties responsible for causing your medical expenses.
Here’s how to contact The Rawlings Company:
- Phone: 502-587-1279
- Address: 1 Eden Parkway, La Grange, KY 40031
- Website contact form
Why Did I Get a Letter From the Rawlings Company?
The Rawlings Company sends letters to review medical claims information. They determine whether another party is financially responsible for your medical treatments.
They may also contact you to collect an unpaid medical bill. The company works on behalf of insurance companies and healthcare providers.
Is the Rawlings Company Legitimate?
The Rawlings Company is a legitimate debt collector. Unlike typical agencies, they focus exclusively on medical bills.
The company claims to maintain compliance with HIPAA regulations. Ignoring their letters or calls can lead to a lawsuit.
The Better Business Bureau reports several customer complaints as of October 2023. Most complaints allege the company contacts consumers about unsubstantiated medical claims. You should verify your debt before taking action.
How to Respond to the Rawlings Company
You have rights and options when dealing with debt collectors. Here’s how to protect yourself and respond effectively.
Know Your Rights Under Federal Law
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices. Debt collectors cannot engage in the following behaviors:
- Calling you multiple times per day
- Calling before 8 a.m. or after 9 p.m.
- Threatening you with arrest for unpaid debt
- Continuing to call after you send a Cease and Desist Letter
- Refusing to validate your debt
- Using vulgar, threatening, or offensive language
- Telling friends, family, or coworkers about your debt
The Rawlings Company must follow these legal standards when collecting debt. You can report violations to the Federal Trade Commission at 877-382-4357. You can also file complaints with the Consumer Financial Protection Bureau at 855-411-2372.
File an Answer to a Lawsuit
The Rawlings Company may sue you for unpaid debt. You must respond in writing and file a legal Answer with the court.
Your Answer shows your intention to fight the lawsuit. It serves as your initial response to their claims.
You typically have two to four weeks to file. Missing the deadline results in a default judgment against you. The Rawlings Company can request additional compensation for legal costs and collection fees.
Our partner Solo can help you draft and file your Answer quickly.
Request a Debt Validation Letter
You can verify the debt by requesting a Debt Validation Letter. The letter should include the following information:
- The identity of your original creditor
- The total amount due
- Documentation proving the debt is yours
- The date of your last payment
- The age of the debt
A Debt Validation Letter is especially helpful for medical debt. It shows why you’re obligated to pay instead of your insurer.
Send a Settlement Offer
You can contest the debt if it’s not yours. Demand that the Rawlings Company provide documentation proving ownership.
If the debt is yours, you can negotiate a settlement. Open negotiations by sending a Debt Lawsuit Settlement Letter.
Start by offering to pay 60% of the total amount. The Rawlings Company may reject your initial offer but present a counteroffer.
Negotiating a settlement can save you money and resolve the matter quickly. Our partner Solo can help you draft your initial offer.
Get Your Settlement Agreement in Writing
Document everything during the negotiation process. Some debt collectors agree to settlements but pursue lawsuits anyway.
Get your settlement agreement in writing to prevent this problem. Save all emails and communications with the Rawlings Company.
Written documentation proves you reached a mutual agreement. It protects you from future collection attempts.
Take Action on Your Rawlings Company Debt
You can resolve this debt and protect your rights. Acting quickly gives you the best chance of success.
If you’ve been sued, respond within the deadline to avoid default judgment. Verify the debt before paying to ensure it’s legitimate.
Negotiating a settlement can save you money and end collection efforts. Document everything to protect yourself throughout the process.