Fight a UCHealth Lawsuit: Respond to Hidden Medical Debt Claims

UCHealth uses third-party debt collectors to file lawsuits against patients. Many of these lawsuits don’t even mention UCHealth by name. You might receive court papers from a collection agency you’ve never heard of.

The confusion is intentional. UCHealth assigns debts to collectors who sue under their own names. Patients struggle to understand who’s suing them and why.

You can fight back and resolve your medical debt. Our partner Solo helps you respond to the lawsuit and negotiate a settlement before your court date.

UCHealth Files Lawsuits Through Third Parties

When you receive medical care from UCHealth, you’ll get a bill. If you don’t pay, debt collectors will contact you. Ignore them, and you’ll face a lawsuit.

UCHealth used to file lawsuits under its own name. Since the pandemic, the hospital has assigned thousands of debts to third-party agencies.

These agencies file lawsuits in their own names. You won’t see UCHealth listed as a plaintiff. The lack of transparency makes responding difficult for patients who don’t recognize the collector’s name.

Patients Fight Back With Class Action Lawsuit

A class-action lawsuit targets Credit Service Company, one of UCHealth’s debt collection vendors. The suit argues that third parties can’t legally sue for debts owed to another entity.

Key points from the lawsuit:

• Credit Service Company (CSC) collects medical debts for UCHealth through aggressive tactics
• CSC targets vulnerable Colorado residents with confusing legal claims
• The agency demands patients disclose private medical information during disputes
• CSC may violate the Colorado Fair Debt Collection Practices Act
• The lawsuit questions whether CSC unlawfully practices law on UCHealth’s behalf
• Two plaintiffs represent thousands of Colorado residents facing similar collection methods
• The case seeks monetary damages and changes to medical debt collection practices

UCHealth maintains it offers financial assistance to uninsured and low-income patients. The class-action lawsuit tells a different story.

How to Resolve Your UCHealth Debt

You can negotiate a settlement regardless of who’s suing you. Financial hardship makes settlement easier. Follow these steps to resolve your debt and avoid court.

Identify Who’s Actually Suing You

Review your court documents carefully. Determine whether UCHealth or a third-party collector filed the lawsuit. The name on the Summons might not match your medical provider.

If a collection agency is suing over UCHealth debt, you might qualify to join the class-action lawsuit. You have rights to transparency in debt collection legal actions.

Respond to the Lawsuit Immediately

Your first step is filing a written Answer to the Summons and Complaint. You must respond within the deadline on your court papers. Missing the deadline results in a default judgment against you.

Our partner Solo helps you draft and file your Answer correctly. File the original with the court. Send a copy to the opposing attorney listed on your Summons.

Your local court may offer free legal aid services. Many states provide statewide assistance for debt lawsuits.

Apply for Financial Assistance

UCHealth offers programs for struggling patients. Check the hospital’s financial assistance policy to see if you qualify.

You might receive a discount or full medical debt forgiveness. Many patients don’t know these programs exist until they apply.

Negotiate a Settlement With the Attorneys

When you don’t qualify for financial assistance, negotiate directly with the lawyers. Contact UCHealth’s attorneys or the collection agency’s legal team.

You can arrange a payment plan or lump-sum settlement. Most creditors accept less than the full amount. They’d rather get partial payment than nothing.

Our partner Solo handles settlement negotiations for you. You avoid intimidating phone calls with debt collectors and attorneys.

Take Action Before Your Court Date

Medical debt lawsuits filed by hidden third parties create unnecessary stress. You have more power than you think. Respond quickly and negotiate confidently.

Most medical debt cases settle before trial. Hospitals and collectors want to avoid court costs. Your timely response shows you’re serious about resolving the debt.

Don’t let confusing paperwork stop you from defending yourself. You can beat a UCHealth lawsuit with the right approach.