Is SoloSuit Worth It? Expert Review of Lawsuit Response Platform
If you've been sued for debt, responding quickly is critical. Solo helps you prepare a legal Answer in minutes for thousands less than hiring an attorney. Research shows users are 7x more likely to win their case when they respond with Solo.
Answer Your LawsuitA debt collection lawsuit moves fast. You often have just 14 days to respond in court. Miss that deadline and you lose automatically. You need help now.
If debt collectors keep contacting you, our partner Solo can help you respond and get them off your back. If you’ve already been sued for a debt, Solo can help you respond to the lawsuit and increase your chances of winning by 7x.
Been Served With a Lawsuit? Respond in Minutes
You have as little as 14 days to respond to your debt lawsuit. Solo helps you prepare a legal Answer fast and increases your chances of winning by 7x. Don't let the deadline pass.
Respond NowBut is Solo worth it? For many consumers, Solo offers a smart way to respond to a lawsuit and start the journey toward debt recovery. Here’s how.
What Is Solo?
Solo is a web app that helps you prepare your legal Answer in a debt collection lawsuit. The app asks a series of questions to assemble your Answer. You can use it to:
- Send your Answer to the court and debt collector yourself
- Pay Solo to file your answer on your behalf
- Pay Solo to have an attorney review your answer
Solo makes it fast to respond to a lawsuit. Speed matters when the clock starts ticking.
Why Your Answer Matters
Filing an Answer to a debt lawsuit right away is crucial. Most consumers don’t participate in their own defense. The court then renders a default judgment.
The data is stark. Over 70% of debt collection lawsuits result in default judgments. Consider these examples:
- New York City: Between 2006 and 2008, 80% of debt cases resulted in default judgment
- Five Colorado Counties: Between 2013 and 2015, 71% of lawsuits resulted in default
- Washington State: Between 2012 and 2017, 80% of cases resulted in default judgment
A default judgment is bad news. You’re on the hook for the full amount of debt. Debt collectors can garnish your wages and put liens on your property.
You may still be able to settle. But your negotiating position has been compromised by this legal ruling. You may also be forced to operate on the debt collector’s timetable.
You Have Options During a Lawsuit
Being sued for debt feels like hitting a wall. But you have options for fighting back against debt collectors. Here are your main choices during a debt lawsuit:
- Ignore it
- Hire a debt attorney
- File an Answer on your own
Each option has different outcomes. Understanding them helps you make the right choice.
Ignore the Lawsuit
Surprisingly, this is the option most American consumers take. But this only results in a default judgment. You’ll remain responsible for the entirety of your debt.
Ignoring the suit won’t make it go away. Filing any type of Answer gives you a better chance of beating debt collectors.
Hire a Debt Attorney
Hiring an attorney can be reliable if any of these apply:
- You legitimately owe the debt
- You have a valid defense
- You wish to file a counterclaim
Keep in mind that attorney fees can be high. Depending on how much you owe, hiring an attorney can be prohibitive.
File an Answer on Your Own
You can save yourself the money and stress of finding an attorney. Our partner Solo helps you represent yourself.
Solo offers the best of both worlds. Rather than ignore the lawsuit, Solo helps you prepare a legal answer. You avoid the added costs of hiring an attorney. You can have your Answer reviewed by an attorney. You get the best possible assistance.
Solo’s services cost thousands less than hiring a lawyer. The goal is to provide access to justice for all. Prices stay affordable.
Save Money by Settling Your Debt
Many debt collectors prefer to settle for a lower price. They want to avoid a drawn-out legal process. Settlement companies settled $4.5 billion in consumer debt in 2018 alone. They settled for just 55% of the original amount per person.
Without legal training, it’s hard to put together an Answer. It’s also hard to craft a settlement offer debt collectors will accept. Solo can assist with this process. The platform provides guidance on how to settle your debt and save money.
Solo makes it easy to start the debt settlement process. After you’ve made your initial response to the lawsuit, you can begin settlement negotiations. Using a tech-based approach, the software sends and receives settlement offers. The process continues until you reach an agreement.
Keep Your Financial Information Private
Solo protects your financial information from predatory debt collectors. You can settle your debt while withholding your private financial data.
Instead of sending a check with your personal banking information, Solo pays your settlement on your behalf. The debt collector won’t have a scrap of your personal data. You can rest easy knowing your information stays private.
Research Shows Solo Works
If you’ve been sued over your debt, you can’t afford not to respond. Solo is here for you. The app-based platform takes mere minutes. You prepare and submit an appropriate Answer by the deadline.
Solo can also provide assistance with:
- Requesting a debt validation
- Filing a Motion to Compel Arbitration
- Offering a settlement
Research shows that people who use Solo to respond to a debt collection lawsuit are 7x more likely to win their case.