Solo FAQ: Answer Debt Lawsuits Without Hiring an Attorney
Solo provides affordable tools to respond to debt lawsuits without hiring expensive attorneys. You can generate legal Answer documents in 15 minutes, negotiate settlements directly with collectors, and access AI-powered legal guidance. The platform saves you thousands in legal fees while protecting your rights in court.
Answer Your LawsuitGetting sued for debt can feel overwhelming. You face court deadlines, legal paperwork, and aggressive debt collectors.
Hiring an attorney costs thousands of dollars. Many people owe less than what an attorney charges.
Respond to Your Debt Lawsuit in 15 Minutes
Don't let the court deadline pass. Solo helps you file a proper legal Answer without attorney fees. Protect your rights and avoid default judgment.
Start Your Answer NowYou have another option. Our partner Solo helps you respond to debt lawsuits without expensive legal fees.
What Is Solo?
Solo is a web-based tool that generates legal Answer documents for debt lawsuits. You answer questions about your case.
The platform creates your court response automatically. Think TurboTax for debt collection lawsuits.
The entire process takes about 15 minutes. You get a professional legal document ready to file.
How Solo Works
Solo’s automated system simplifies the court response process. You follow a straightforward path:
- Create your account on the platform
- Choose the product and package you need
- Answer questions using your Summons and Complaint documents
- Generate your Answer document instantly
- Download your Answer as a PDF file
- Solo files the Answer in court for you
The platform handles the technical legal formatting. You focus on the facts of your case.
Solo Products for Debt Defense
Solo offers several tools to help you fight debt collectors and lawsuits. Each product targets a specific need.
Debt Answer
The Debt Answer is Solo’s primary product. You create a legal written response to a debt lawsuit.
If you’re representing yourself in court, you need this document. Courts require a written Answer within 14 to 30 days.
Missing the deadline results in an automatic loss. The collector gets a default judgment against you.
Solo helps you meet court deadlines without attorney fees. You protect your legal rights affordably.
Settlement Negotiation
Solo also helps you negotiate settlements with debt collectors. You enter the amount you want to pay.
The platform communicates your offer to collectors. Many collectors accept less than the full balance.
Settling ends the lawsuit quickly. You avoid court hearings and judgment on your record.
You control the negotiation process. No surprise phone calls or harassment from collectors.
AI Legal Assistant
Solo’s AI assistant answers your debt-related questions. You get expert guidance at any stage of your debt journey.
The AI tool passed the bar exam and CPA exam. It understands debt collection laws and your legal rights.
You can ask questions about collectors, lawsuits, settlements, and more. The assistant is completely free to use.
Legal Document Generator
After filing your Answer, you may need additional court documents. Solo’s generator creates these using advanced AI.
The platform uses ChatGPT 4o to draft legal documents. You can edit each document until you’re satisfied.
Available documents include:
- Motion to Dismiss: Requests case dismissal for legal deficiencies
- Motion to Set Aside Judgment: Reverses default judgments from improper service
- Motion for Continuance: Requests more time to settle
- Motion to Extend Time: Gets more time to file your Answer
- Response to Interrogatories: Answers written questions from the plaintiff
- Request for Production of Documents: Demands proof of the debt
- Interrogatories: Written questions you send to collectors
- Request for Admissions: Forces collectors to admit or deny facts
- Motion to Compel Discovery: Makes collectors provide requested documents
- Motion to Strike Evidence: Removes inadmissible evidence like hearsay
- Objection to Affidavit of Debt: Challenges collector’s debt claims
- Offer of Judgment: Proposes settlement before trial
- Debt Settlement Agreement: Formalizes settlement outside court
- FCRA Dispute Letter: Challenges incorrect credit report information
- Cease and Desist Letter: Stops illegal collector harassment
Each document follows proper legal formatting. You file them with confidence in your case.
Why Use Solo Instead of an Attorney
Attorney fees often exceed the debt amount. You might owe $3,000 but pay $5,000 in legal fees.
Solo empowers you to represent yourself. You save thousands of dollars in the process.
The platform gives you access to justice affordably. Basic account features are free to use.
Paid products help you take your case further. You still spend far less than hiring an attorney.
You control your case timeline. No waiting for attorney callbacks or scheduling conflicts.
Privacy and Data Protection
Solo protects your personal and financial information. The platform follows strict privacy standards.
Your case details remain confidential. Solo doesn’t share your information with third parties.
You can review Solo’s complete privacy policy on their website. Transparency matters when handling sensitive legal matters.
Media Recognition
FastCompany featured Solo for simplifying debt lawsuit navigation. The platform makes complex legal processes accessible.
NPR covered Solo’s student-founded origins. The story highlighted how Solo gives Utah debtors a fighting chance in court.
Major media outlets recognize Solo’s impact on access to justice. You’re using a proven, respected platform.