Learn About Debt

A comprehensive library of free guides and resources to help you understand your options and take control of your financial future.

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Chapter 7, Chapter 13, and whether it's right for you

Credit Building

Rebuilding credit, scores, and reports

Debt Collection Rights

FDCPA rights, dealing with debt collectors, cease and desist, validation

Being sued for debt, how to respond, statute of limitations

Debt Management

Consolidation, negotiating, and settlement strategies

Personal Finance

Budgeting, saving, financial planning, and money management fundamentals

State-specific bankruptcy exemptions, debt laws, and filing requirements

Wage Garnishment

Wage garnishment laws, defenses, exemptions, and how to stop garnishment

Featured Guides

Latest Resource

What the Debt Ceiling Fight Means for Your Wallet

Debt ceiling debates affect mortgage rates, stock portfolios, and even Social Security checks. Here's what actually happens when Congress threatens default—and how to protect yourself.

9 min readRead Full Guide →

Debt Management

IRS Layoffs, Credit Card Rate Caps, and What You Need to Know Now

Do You Need a Lawyer If You're Sued for Debt? The Real Cost

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