Infinite Law Group Debt Settlement Reviews: What You Need to Know

Debt settlement can rescue you from financial chaos. Infinite Law Group promises to help you escape debt. But many consumer reviews tell a different story.

You face a tough situation when multiple debts overwhelm you. Your credit score suffers. You’ve tried fixing things but sank deeper into debt. Debt settlement companies should help consumers like you.

These companies negotiate your debt down to a lower amount. They promise faster debt relief than you could achieve alone. Infinite Law Group has helped thousands of people. But the company has also disappointed many consumers.

How Infinite Law Group Works

Infinite Law Group enrolls consumers with unsecured debt into its program. The company promises to settle your debt for less than you owe. ILG representatives claim expertise in negotiating with creditors.

Collection agencies often accept less than 50% of your debt. Original creditors typically settle for 60-85% of what you owe. Here’s how the process works:

• Fill out the form on their website
• Speak with a debt expert by phone
• Sign an agreement if you qualify
• Open an FDIC-insured savings account
• Make monthly deposits for six to twelve months
• ILG negotiates with your creditor
• You review and sign the settlement agreement
• A payment processor sends funds to your creditor
• Your creditor closes the account when paid in full

Problems can arise at any step in this process. Many consumers report negative experiences with the company.

Infinite Law Group Customer Reviews

Some consumers report becoming debt-free after enrolling with Infinite Law Group. But many others have filed complaints. Consumers say ILG has:

• Made their debt situation worse
• Charged fees for services never provided
• Broken promises about debt reduction amounts
• Misled them about credit score impacts

You can find these reviews on Better Business Bureau and Trustpilot. Here’s one example from BBB:

“We were with this company for eight months, from April 2022 to November 2022. We sent them $2,636.80 during that time. The money was supposed to go into a dedicated savings fund. They promised to negotiate with creditors and stop daily collection calls. We decided to file bankruptcy at the end of November. Infinite Law Group said they would refund only $250. They claimed the rest covered ‘program fees.’ I told them they provided no actual service. They hadn’t saved any money, gotten any negotiations, or stopped creditor calls. She said taking our money was the service provided. Stealing is not a legitimate service.”

Despite negative reviews, Infinite Law Group maintains a 4.35-star rating on BBB. The company has a 4.1 rating on Trustpilot. Positive reviews praise ILG for addressing debt problems successfully.

Take Action If Infinite Law Group Violates Your Rights

Debt settlement companies must follow specific laws. These regulations protect consumers like you. Infinite Law Group cannot:

• Charge upfront fees before providing services
• Start the settlement process without a signed contract
• Charge more than the legally allowed percentage
• Hide important information about debt settlement

You can report violations to these agencies:

• Federal Trade Commission (FTC)
• Consumer Financial Protection Bureau (CFPB)
• Better Business Bureau (BBB)

These institutions will investigate and take action if necessary.

Settle Debt Yourself in Three Steps

You can negotiate directly with creditors or collectors during any lawsuit stage. Our partner Solo helps you handle debt settlement without expensive companies. Follow these three steps:

1. Draft and file an Answer to the debt lawsuit
2. Send a settlement offer to start negotiations
3. Get your settlement agreement in writing

Solo guides you through each step of the process. You save money and maintain control over your case.

How Solo Helps You Settle Debt

Solo makes debt settlement simple and fast. The platform uses technology to handle negotiations for you.

You don’t deal directly with creditors or collectors. Solo sends and receives automated settlement offers on your behalf. The system protects your personal information throughout the process.

Solo manages all documentation when you reach an agreement. The platform transfers your payment securely. Your financial data stays safe.

Real Settlement Example

Amy got sued by Cavalry SPV for a $1,000 debt. She used Solo to draft and file her Answer. The response gave her time to evaluate her options.

Amy reviewed her finances carefully. She determined she could afford 60% of the debt, or $600. She sent a settlement offer through Solo starting at 30% ($300). The low initial offer gave her negotiating room.

After several counteroffers, Amy settled for $500. She paid only 50% of the original debt. The case was dismissed. Amy saved hundreds of dollars and got a financial restart.

What Customers Say About Solo

“I’m very thankful for Solo. Having a third party negotiate the settlement was instrumental. The service saved me from two giant headaches. I didn’t have to deal with the plaintiff’s lawyer. I didn’t have to go to court. I love that payment was processed through Solo. I was nervous about sharing my financial data with the other side. Solo protected that information for me. I hope I never get sued again. But if I do, I would use Solo again in a heartbeat.”

Why Solo Beats Debt Settlement Companies

Solo offers several advantages over traditional debt settlement companies:

• Lower fees than companies like Infinite Law Group
• You maintain control throughout the process
• Faster resolution without months of saving
• Protection from unethical business practices
• Direct negotiation without middlemen

You avoid the problems consumers report with Infinite Law Group. Solo provides transparency at every step. You know exactly what happens with your case.

Your Path to Debt Freedom

Debt settlement companies charge high fees and make big promises. Many fail to deliver. You can achieve better results by negotiating yourself with Solo’s help.

Start by responding to any lawsuit against you. Our partner Solo walks you through creating your legal response. The Answer protects your rights in court.

Next, evaluate what you can afford to pay. Be realistic about your budget. Send an initial offer below your maximum amount. The low starting point gives you negotiating leverage.

Work through counteroffers until you reach an agreement. Get everything in writing before sending payment. Solo handles documentation and payment processing securely.

You save money, time, and stress. You avoid the risks of working with questionable debt settlement companies.