How TalkAboutDebt Helps Americans Escape Crushing Debt

By Talk About Debt Team
Reviewed by Ben Jackson
Last Updated: February 17, 2026
2 min read
The Bottom Line

You don't have to face overwhelming debt alone. TalkAboutDebt connects you with trusted partners who specialize in bankruptcy, debt defense, payment plans, and credit rebuilding—helping you find the right solution for your situation.

Get Free Consultation

Every day, thousands of Americans struggle under debt they can’t escape. Many need help but can’t afford it. That reality drives everything we do at TalkAboutDebt.

The Problem We’re Solving

Bankruptcy can be life-changing for someone trapped in debt with no way out. But most people can’t afford the $2,000 it typically costs to hire a bankruptcy lawyer. The process is far too complex to handle alone.

Qualify for Chapter 7 Bankruptcy in Minutes

Find out if you can eliminate your debt through bankruptcy. Get a free consultation with an experienced attorney who understands your situation.

Check If You Qualify

Millions of Americans face the same impossible choice. They need legal help but lack the resources to get it. Bankruptcy is a powerful tool, but only if it’s accessible.

Our Mission

We believe no one should be too broke for a fresh start. You deserve access to expert guidance regardless of your financial situation.

TalkAboutDebt connects you with solutions that match your specific debt challenges. Whether you’re facing a lawsuit, considering bankruptcy, or drowning in high-interest debt, we help you find a path forward.

Real Solutions for Real People

We partner with trusted organizations to provide you with proven debt relief options:

  • Free bankruptcy consultations with experienced attorneys
  • Defense strategies if you’re being sued by debt collectors
  • Credit counseling and debt management programs
  • Credit-building tools to help you recover faster

Our partners have helped thousands of Americans erase millions in debt. They understand what you’re going through because they specialize in helping people just like you.

Getting Started Is Simple

You don’t need to navigate this alone. Start by understanding your options.

If bankruptcy might be right for you, speak with a bankruptcy attorney for free. They’ll review your situation and explain whether Chapter 7 or Chapter 13 makes sense.

Facing a debt collection lawsuit? Our partner Solo helps you respond properly and negotiate settlements that work for your budget.

Looking for manageable monthly payments? Our partner Cambridge Credit Counseling can consolidate your debts and lower your interest rates.

Need to rebuild your credit score? Our partner Kikoff offers tools designed specifically for credit recovery.

You’re Not Alone

Financial stress affects your health, relationships, and peace of mind. But there is a way forward.

Thousands of people have already found relief through the solutions we recommend. Many report they can finally breathe again after getting help.

You deserve that same relief. The first step is simply reaching out.

Frequently Asked Questions

What types of debt relief does TalkAboutDebt help with?

We connect you with solutions for bankruptcy (Chapter 7 and Chapter 13), debt collection lawsuits, debt management programs, and credit rebuilding services. Our partners specialize in helping people eliminate or manage overwhelming debt.

How do I know which debt solution is right for me?

Start with a free consultation with one of our partners. They'll review your income, debts, and goals to recommend the best approach—whether that's bankruptcy, negotiating with collectors, or a debt management plan.

Can I really get help if I can't afford a lawyer?

Yes. Our bankruptcy partner offers free consultations, and many services are available at no upfront cost. You deserve access to expert guidance regardless of your current financial situation.