Settle Debt with MiraMed Revenue Group: Your Action Guide
MiraMed Revenue Group is a legitimate medical debt collector, but you don't have to pay the full amount they claim. You can negotiate a settlement for 60-70% of the debt and remove them from your credit report. Always verify the debt is yours before making any payments, and get any settlement agreement in writing.
Answer the LawsuitYou keep getting phone calls from an unknown number. Now you see a new name on your credit report: MiraMed Revenue Group. A medical bill slipped through the cracks, and now your account is in collections. You need answers fast.
You can settle with MiraMed Revenue Group for less than you owe. You can remove them from your credit report. You can stop the phone calls. Here’s exactly how to do it.
MiraMed Threatening to Sue You?
You have as little as 14 days to respond to a collection lawsuit. Don't let MiraMed get a default judgment against you. Respond to the summons today.
File Your Answer NowWhat Is MiraMed Revenue Group?
MiraMed Revenue Group is a medical debt collection agency. They purchase unpaid medical bills from healthcare providers. When they contact you, they’re trying to collect on debt you owe.
Is MiraMed Revenue Group Legitimate?
MiraMed Revenue Group is not a scam. The company has operated for over 25 years under various names.
MiraMed has been BBB accredited since 2013. However, customer reviews tell a concerning story. Dozens of consumer complaints appear on the BBB website. The Consumer Financial Protection Bureau lists even more complaints.
Many complaints claim MiraMed contacted people about illegitimate debt. Validate your debt before you pay anything.
Contact Information for MiraMed Revenue Group
You can reach this collection agency through these channels:
- Phone: 800-837-2458
- Address: 360 E 22nd St, Lombard, IL 60148-4924
- Email: contact@miramedrg.com
- Contact form on the company website
What to Do After MiraMed Revenue Group Contacts You
Never ignore calls from a debt collector. But never agree to pay anything until you complete these steps.
Demand Debt Verification from MiraMed Revenue Group
Some debt collectors pressure you to make a good faith payment immediately. Never pay anything until the collector provides written proof. Send a Debt Validation Letter to verify the debt belongs to you.
During the debt validation process, collectors must confirm:
- The identity of your original creditor
- The date and amount of the original debt
- Any payment history on the debt
- The remaining balance of the debt
- Evidence that connects you to the debt
Debt collectors must prove you owe the debt before taking additional collection steps. Our partner Solo can help you respond if MiraMed sues you over this debt.
Report FDCPA Violations
The Fair Debt Collection Practices Act protects your rights as a consumer. Debt collectors cannot:
- Call multiple times per day
- Call before 8 a.m. or after 9 p.m.
- Continue collection attempts after failing to validate your debt
- Threaten you with arrest
- Contact your friends, family, or coworkers about your debt
- Fail to identify themselves as a debt collector
If MiraMed violates any of these rights, report them. File a complaint through the FTC website or call 877-382-4357. You can also report them to the CFPB online or by calling 855-411-2372.
Respond to a Debt Collection Lawsuit
Debt collectors can sue you to collect the debt. If you receive a lawsuit notice, act immediately. You may have as little as 14 days to respond.
Missing the deadline could result in a default judgment against you. Our partner Solo helps you draft and file an Answer document quickly. An Answer shows the court you’re willing to fight the lawsuit.
How to Settle Debt with MiraMed Revenue Group
Settling your debt is the fastest way to remove MiraMed from your credit report. Here’s how to negotiate a settlement that saves you money.
Start Negotiations with an Initial Offer
Begin by offering to pay 60% of your total debt. MiraMed may reject this offer. But they’ll likely respond with a counteroffer you can accept or reject.
The goal is to open negotiations and settle for less than you owe. Using a settlement service makes the process easier. You’ll never have to communicate directly with the debt collector.
Here’s a real example of how settlement works:
Alison didn’t know she owed a medical bill until MiraMed called. She couldn’t pay the entire debt. She offered to pay 60% of her debt through a settlement service. MiraMed countered at 63%. Alison accepted and saved hundreds of dollars. She’s now rebuilding her credit without the stress of collection calls.
Get the Settlement Agreement in Writing
After you reach an agreement, demand written confirmation. Some debt collectors may still try to sue you without written proof. A written settlement protects you from future collection attempts.
Start Rebuilding Your Credit
Once you settle your debt, it may still appear on your credit report. Collection accounts can remain for up to seven years. But eliminating the debt is your first step toward better credit.
Settling debt for less than you owe makes it easier to move forward. You’ll stop the collection calls. You’ll remove a major obstacle to financial stability.
Take Action Against MiraMed Revenue Group Today
You don’t have to pay the full amount MiraMed claims you owe. You can negotiate a settlement that saves you money. You can stop the harassing phone calls.
The sooner you respond, the better your outcome will be. Take control of your situation before MiraMed takes you to court.