How to Stop Calls from 800-289-8004 (Wells Fargo Dealer Services)

By Talk About Debt Team
Reviewed by Ben Jackson
Last Updated: February 17, 2026
3 min read
The Bottom Line

Wells Fargo Dealer Services calls from 800-289-8004 about auto loan applications or missed payments. The calls continue until you communicate with them and resolve the issue. If you're behind on payments, act fast to avoid vehicle repossession and potential lawsuits.

Settle Wells Fargo Debt

You keep seeing 800-289-8004 on your caller ID. The constant ringing is getting old fast.

You’re not dealing with a scam. Wells Fargo Dealer Services owns this number. They’re calling about your auto loan.

Stop Wells Fargo Collection Calls Today

Facing constant calls from Wells Fargo about your auto loan? Negotiate a settlement and end the harassment. Our partner Solo helps you resolve debt and stop collection calls for good.

Settle Your Auto Debt

The calls won’t stop until you communicate with them. Here’s what you need to know.

Why Wells Fargo Dealer Services Is Calling You

Wells Fargo Dealer Services provides auto loans for new and used vehicles. They call customers for several reasons.

You might be getting calls because:

  • You recently applied for an auto loan and they need more information
  • Someone listed you as a reference on their loan application
  • You’re behind on your car payments
  • They need to verify details about your employment or living situation

If you’ve missed a payment, expect the calls to continue until you catch up.

How to Stop the Calls From 800-289-8004

Communication is the only way to make these calls stop. Ignoring them won’t work.

Recent loan applicants should answer any questions Wells Fargo has. They’ll stop calling once they have the information they need.

Behind on payments? You have two options to stop the calls:

  • Pay your overdue bill in full
  • Set up a payment arrangement with Wells Fargo

Wells Fargo has no reason to call when you’re current on payments. You can also work with our partner Solo to negotiate a settlement and end collection calls for good.

Wells Fargo Can Repossess Your Vehicle

Your auto loan is secured debt. The car itself backs the loan value.

Wells Fargo can seize your vehicle anytime you violate your loan terms. Your loan agreement outlines the exact conditions for repossession.

Common triggers for repossession include:

  • Missing three consecutive payments
  • Failing to maintain required insurance coverage
  • Violating other terms in your loan contract

A tow truck could show up at your home or workplace without warning. You’ll lose your transportation and damage your credit score.

Some states allow you to reclaim your vehicle after repossession. You’ll need to pay all past-due amounts plus repossession fees.

You Could Face a Lawsuit After Repossession

Repossession doesn’t eliminate your debt. Wells Fargo will sell your car to recover what you owe.

The sale rarely covers your full loan balance. You’ll owe the difference immediately.

Wells Fargo may sue you for the remaining amount. Here’s how it works:

Example: Sarah has a Ford Explorer financed through Wells Fargo. She misses three months of payments. Wells Fargo repossesses and sells the vehicle. After applying the sale proceeds, Sarah still owes $4,000. Wells Fargo sues her for this balance.

Facing a lawsuit from Wells Fargo? Our partner Solo can help you respond to the summons and negotiate a settlement.

Take Action on Calls From 800-289-8004

Don’t ignore calls from this number. They relate to your auto loan with Wells Fargo Dealer Services.

Contact Wells Fargo to find out what they need. Behind on payments? Get back on track now to avoid repossession.

You have options to resolve this debt. Acting quickly protects your vehicle and your credit score.

Frequently Asked Questions

What is Wells Fargo Dealer Services and why are they calling me?

Wells Fargo Dealer Services provides auto loans for vehicle purchases. They call to verify loan applications, request additional information, or contact customers who are behind on their car payments.

How do I stop calls from 800-289-8004?

You must communicate with Wells Fargo Dealer Services directly. If you applied for a loan, answer their questions. If you're behind on payments, either pay what you owe or arrange a payment plan. The calls won't stop until you resolve the issue.

Can Wells Fargo repossess my car if I miss payments?

Yes. Wells Fargo can repossess your vehicle anytime you violate your loan terms, including missing payments or failing to maintain insurance. Your loan agreement specifies the exact conditions that allow repossession.

What happens after Wells Fargo repossesses my vehicle?

Wells Fargo will sell your repossessed vehicle. If the sale doesn't cover your full loan balance, you'll owe the remaining amount immediately. Wells Fargo may sue you to collect this debt.