Sued by Paragon Revenue Group? Here’s How to Respond and Settle
You can successfully defend yourself against a Paragon Revenue Group lawsuit without hiring an attorney. Respond within 14-30 days by filing an Answer that challenges their evidence or claims the statute of limitations has expired. You can also negotiate to settle your debt for less than the full amount through direct negotiation or a settlement platform.
Answer Your LawsuitHave you been sued by Paragon Revenue Group? You’re not alone in feeling stressed right now.
Many people face debt collection lawsuits without lawyers. You can handle this yourself and win.
Beat Paragon Revenue Group's Lawsuit Before the Deadline
You have only 14-30 days to respond to Paragon Revenue Group's Complaint. Miss the deadline and they win automatically. File your Answer now to protect your wages and property.
Respond to LawsuitYou need the right information and a clear action plan. We’ll show you exactly how to respond to the lawsuit and protect your rights. You’ll also learn how to settle your debt with Paragon Revenue Group for less.
Understanding Paragon Revenue Group
Paragon Revenue Group is a third-party debt collection agency based in North Carolina. The company was founded in 1986 and operates in 35 states.
They collect debt on behalf of their clients. Most of their clients work in the medical field. If Paragon Revenue Group contacts you, it’s likely about unpaid medical bills.
You can reach them directly at these contact points:
- Phone Number: (800) 868-1899
- Physical Address: 216 Le Phillip Ct NE Concord, NC 28025-2954
- Website: paragonrevenuegroup.com
Who They Collect For
Paragon Revenue Group specializes in medical debt collection. They work with healthcare providers to recover unpaid patient bills. Their client list includes:
- Hospitals
- Medical Practices
- Dental Clinics
- Radiology and Imaging Centers
- Laboratories
- Urgent Care Centers
You might see their name on your credit report even if you’ve never dealt with them directly.
Why You’re Facing a Lawsuit
Paragon Revenue Group is a debt collector, not a lender. You never borrowed money from them directly.
Your original healthcare provider may have hired them to collect on their behalf. Or Paragon Revenue Group bought your debt outright. Either way, they now hold your debt.
You should have received a packet of court documents. The packet contains at least two critical documents: a Complaint and a Summons.
What the Complaint Contains
Every lawsuit begins with a Complaint. The plaintiff explains their case to the court in this document.
Paragon Revenue Group must detail how much money you owe. They must also provide proof of the debt. The burden of proof falls on them, not you.
Their proof includes your original loan agreement. They need documentation showing they can legally collect your debt.
You must act quickly after receiving the Complaint. Most jurisdictions give you only 14-30 days to respond. Miss this deadline and the court may enter a default judgment against you. Paragon Revenue Group wins automatically if you don’t respond.
Consequences of Default Judgment
A default judgment creates serious problems for you. Paragon Revenue Group gains the right to collect your assets through two main methods.
A lien is a claim on your property. If you sell the property, you must pay the creditor first. You can’t keep any proceeds until the entire debt is paid.
A garnishment lets creditors take money directly from your income. After winning their case, they can petition the court to garnish your wages. Paragon Revenue Group takes a portion of every paycheck until your debt is paid in full.
Want to avoid these outcomes? You need to file an Answer document.
How to File Your Answer
An Answer is your response to the Complaint. You tell the court why you’re not responsible for paying the creditor.
You need legitimate legal reasons for not paying. The best strategy is scrutinizing the creditor’s evidence against you.
Find an error in their paper trail and you can dismiss your case. Our partner Solo can help you draft and file your Answer quickly.
Common Defense Strategies
Debt collectors often buy debt in “as is” condition. Information frequently goes missing from your file. If the original creditor lost information, the debt collector never receives it.
Point out missing information in your Answer. Missing documentation could win your case.
State laws set a statute of limitations for debt collection cases. The timeframe ranges from 6 to 10 years depending on your state. Debt collectors cannot file lawsuits after the statute of limitations expires.
Check the date of your original debt agreement. Tell the court if the statute of limitations has passed. Consult a lawyer for specific statute of limitation laws in your case.
Filing Requirements
You must file your Answer using court-approved standard forms. Each jurisdiction has unique forms. Courts may reject forms from other jurisdictions.
Here’s how to find the right forms:
- Visit the court’s website for downloadable forms
- Contact the court clerk for guidance
- Use legal aid resources for forms and assistance
- Use our partner Solo to draft and file your Answer
- Visit public law libraries or legal assistance centers
How to Settle Your Paragon Revenue Group Debt
Debt settlement could help you resolve what you owe. You negotiate with your creditor to pay less than your full balance.
Follow these steps to start the settlement process:
- Review your personal finances carefully to determine your lump sum offer amount
- Reach out to Paragon Revenue Group to start negotiations (offer less than your maximum to leave negotiation room)
- Get a signed settlement agreement outlining all terms you’ve agreed to
- Pay the agreed amount on time
Our partner Solo simplifies this process through their settlement platform. You can make an offer to your creditor securely. The platform provides a secure way to make payments while protecting your financial information.
Settlement Tips from Former Collectors
Former debt collectors share these negotiation strategies:
- Stay calm and professional during all communications
- Document everything in writing
- Never give access to your bank account
- Get settlement terms in writing before paying
- Start with a lower offer than you can afford
What Other Consumers Say About Paragon Revenue Group
Paragon Revenue Group has received mixed feedback online. Their main role is helping clients recover owed money.
Some consumers find their methods persistent. Remember they’re doing their job to support businesses that depend on these payments.
You can read consumer reviews on these platforms:
- Better Business Bureau profile and customer reviews
- CFPB consumer complaint database
- Google Reviews
Staying calm and positive makes the collection process much easier. Be honest about your situation. Work with the collector to find a resolution that works for both parties.
Take Action Now to Protect Your Rights
You have the power to fight back against this lawsuit. Don’t let the deadline pass without responding.
File your Answer within the required timeframe. Negotiate a settlement that fits your budget. You can handle this situation successfully with the right approach.