Sued by Perdue Brandon? Here’s How to Respond and Settle
Perdue Brandon Fielder Collins & Mott collects government debts like parking tickets, court fees, and tax bills. You must respond quickly to any lawsuit to avoid default judgment. Most debts can be settled for 50-70% of the original amount if you act fast.
Answer Your LawsuitPerdue Brandon Fielder Collins & Mott isn’t a scam operation. The firm name alone carries weight. And if they’ve contacted you, immediate action is essential.
You can resolve your debt and avoid court. You just need to act fast.
Respond to Perdue Brandon Before the Deadline
You have just weeks to file an Answer to a Perdue Brandon lawsuit. Missing this deadline means automatic judgment against you. Get help responding now.
File Your AnswerWhat Is Perdue Brandon Fielder Collins & Mott?
Perdue Brandon Fielder Collins & Mott, LLP is a debt collection law firm. They focus on government receivables and collections. The firm has operated since 1970.
They collect on debts like:
- Parking tickets and traffic fines
- Court fees and legal costs
- Tax bills and assessments
- Government agency fees
You may receive contact through letters or phone calls. The firm maintains 15 locations throughout Texas. Their principal office is at 1235 North Loop West, Suite 600, Houston, TX 77008.
Who Does Perdue Brandon Collect For?
Perdue Brandon works exclusively with government entities. They don’t collect typical credit card or medical debt. Instead, they pursue money owed to cities, counties, and state agencies.
Common debts include unpaid citations, municipal fees, and tax obligations. Government agencies hire them when standard collection efforts fail.
Respond Quickly to Perdue Brandon Contact
Speed matters when dealing with debt collectors. You have limited time to respond before facing serious consequences. Missing deadlines can result in default judgments against you.
Our partner Solo helps you respond to debt collection lawsuits quickly and correctly.
Know Your FDCPA Rights
The Fair Debt Collection Practices Act protects you from abusive tactics. Debt collectors cannot engage in certain behaviors. You have the right to fair treatment.
FDCPA violations include:
- Calling before 8 a.m. or after 9 p.m.
- Contacting family, friends, or coworkers about your debt
- Using threatening or vulgar language
- Failing to identify themselves as debt collectors
- Threatening arrest for unpaid debt
- Refusing to verify your debt
- Continuing contact after receiving a cease and desist letter
Report violations to the Federal Trade Commission at 877-382-4357. You can also file complaints with the Consumer Financial Protection Bureau at 855-411-2372.
File an Answer to the Lawsuit
Receiving a lawsuit notice starts the clock. You typically have 14 to 28 days to respond. The exact deadline depends on your state.
Filing an Answer shows the court you intend to defend yourself. Without an Answer, the judge will likely rule against you automatically. A default judgment allows Perdue Brandon to garnish wages or levy bank accounts.
Your Answer should address each claim in the complaint. You can admit, deny, or state insufficient knowledge for each allegation. Our partner Solo walks you through creating a proper Answer in minutes.
Missing the deadline eliminates your negotiating power. The court grants a judgment for the full amount plus fees.
Request Debt Validation
Debt validation confirms the debt belongs to you. Collectors must prove they have the right to collect. You have 30 days from initial contact to request validation.
A proper validation letter includes:
- The original creditor’s name
- The total amount owed
- Proof you’re the correct debtor
- Payment history and dates
- The age of the debt
Never acknowledge or pay a debt before validation. Identity theft and mistaken identity happen frequently. Verification protects you from paying someone else’s debt.
Send your validation request in writing via certified mail. Keep copies of all correspondence.
How to Settle Your Perdue Brandon Debt
Settlement often costs less than the full amount. Collectors would rather receive partial payment than pursue expensive litigation. You have leverage once you file an Answer.
Start With a Low Offer
Open negotiations by offering 40-60% of the total debt. Perdue Brandon may counter with a higher amount. You can accept, reject, or make another counteroffer.
Most settlements land between 50-70% of the original debt. Some collectors accept even less depending on debt age. Older debts typically settle for smaller percentages.
Put everything in writing before sending money. Verbal agreements don’t protect you from future collection attempts.
Document All Communication
Save every letter, email, and settlement agreement. Some collectors agree to settlements then continue collection anyway. Written proof prevents this problem.
Avoid phone conversations when possible. Phone calls create no paper trail. If you must speak by phone, follow up with a letter confirming the conversation.
Request a settlement agreement letter before making payment. The letter should state the settlement amount satisfies the debt in full.
Stick to Your Payment Plan
Make payments exactly as agreed in your settlement. Late or missed payments can void the agreement. The collector may then pursue the original debt amount.
Settling debt doesn’t immediately boost your credit score. But it stops collection activity and prevents lawsuits. You can begin rebuilding credit once the debt is resolved.
After final payment, request a letter confirming the debt is satisfied. Keep this letter permanently in your records.
Perdue Brandon Reviews: What Others Say
Online reviews of Perdue Brandon show mixed experiences. Some consumers report positive interactions. Others describe difficult negotiations.
One borrower named Anna shared her experience:
“I recently called and had an amazing experience. A man named Johnnie answered and provided wonderful customer service. He helped me settle the issues on my properties and was very understanding and patient. Overall I would recommend him and this firm.”
Anna’s review highlights an important point. Proactive communication often leads to better outcomes. Ignoring collection attempts makes resolution harder.
You can read more reviews on Google Reviews and Yelp. Remember that individual experiences vary based on many factors.
Take Action Now to Avoid Court
Perdue Brandon cases require immediate response. Government debt doesn’t disappear on its own. The firm has legal backing to pursue collection aggressively.
You have options even if you owe the debt. Settlement saves money and avoids court. But you must act before the Answer deadline passes.
Our partner Solo helps you respond to Perdue Brandon lawsuits and negotiate settlements. You can protect your rights and resolve debt without hiring an expensive attorney.
Don’t let fear or confusion delay your response. Address the lawsuit now and move toward resolution.