Privacy Policy: How TalkAboutDebt Protects Your Information
TalkAboutDebt implements comprehensive security measures to protect your personal and financial information. You control how we use your data and can opt out of marketing communications anytime. We only share your information with third parties when you authorize it or when legally required.
Get Free ConsultationTalkAboutDebt takes your privacy seriously. We’ve implemented strict policies to keep your personal and financial information secure. Our privacy policy covers how we collect, use, and protect your personally identifiable information. It also describes your choices regarding our use of your information. You can access and update this information anytime. This privacy policy governs your use of our online services. By using TalkAboutDebt, you accept these terms. Questions or concerns? Contact us at support@talkaboutdebt.ai.
What Information We Collect
Traffic Data and Visitor Information
We collect visitor data including IP addresses, browser settings, internet service provider information, and operating systems. Our servers automatically recognize this data. We use it to compile traffic statistics about who uses our site. We analyze site traffic without examining personally identifiable information. We may share aggregated, anonymous data with partners and researchers.
Ready to Take Control of Your Debt?
Our partner Cambridge Credit Counseling offers confidential consultations to help you create a personalized debt management plan. Your information stays secure throughout the process.
Start Your PlanCookies and Tracking Technologies
We use standard cookies through major browser applications and third-party providers. These tools help us store small pieces of data about your visit. Similar technologies like JavaScript analyze trends and track movements around our website. They gather demographic information about our user base. You can remove cookies through your browser’s help directory. Rejecting cookies may limit your ability to use certain site features.
Third-Party Tracking
Our service providers and technology partners may use tracking technologies on our site. These third parties may use cookies, clear gifs, images, and scripts. We don’t control these technologies. We don’t tie gathered information to your personally identifiable information.
Personal Information
We require personal information to provide our services. You provide this information when you register, engage in transactions, or contact customer service. Personally identifiable information includes:
- Contact data: name, address, phone number, email address
- Financial data: credit card numbers, bank account information
- Demographic data: zip code, age, gender
- Legal data: social security number, mortgage information, employment details
Not a TalkAboutDebt user but believe we have your information? Contact us at support@talkaboutdebt.ai to request deletion. Current users can email us about accessing or deleting their accounts.
Certain personal information becomes public when documents are filed with government agencies or courts. Our privacy policy doesn’t cover these third-party actions.
Testimonials and Reviews
We display testimonials from satisfied customers. We ask for your specific consent before displaying testimonials. Want to update or delete your testimonial? Contact us at support@talkaboutdebt.ai. The same applies to customer reviews.
Communications Monitoring
We may monitor and record phone conversations and email communications for training purposes. We may receive confirmation when you open or click email content. Don’t want to receive emails from us? Use the unsubscribe link in any email we send.
How We Use Your Information
We use collected information to communicate with you and process your requests. We facilitate transactions with our third-party partners. We research how to improve our offerings. We inform you of relevant offers and services. You’ll receive a welcome email confirming your account details. We’ll send communications responding to your inquiries and managing your account.
Opting Out of Communications
We send promotional emails and newsletters to registered users. You generally can’t opt out of service-related or transactional communications. Want to stop receiving service-related communications? Terminate your account by contacting support@talkaboutdebt.ai. You can opt out of promotional communications using the unsubscribe link. You can also email us directly at support@talkaboutdebt.ai.
You may choose not to provide personally identifiable information. You can turn off cookies in your browser settings. You can continue using our site and browsing pages. However, we can’t provide our full services without your information.
Surveys and Contests
We may invite you to participate in satisfaction surveys. Participation is completely voluntary. You choose whether to disclose requested information. We typically request name, email address, and mailing address. We use this information to improve our services and communicate with participants. Third-party service providers conducting surveys can’t use your information for other purposes.
How We Share Your Information
Third-Party Marketing
We don’t provide your information to third parties for their marketing purposes unless you authorize it. If you express interest in a free consultation with an attorney, we may share your information with that specific provider. You can opt out of future sharing by emailing support@talkaboutdebt.ai. To opt out from third parties who already received your information, contact them directly.
Legal Requirements
We may disclose your personal information as required by law. We respond to subpoenas and lawful requests by public authorities. We disclose information when necessary to protect our rights or your safety. We respond to legitimate legal requests and fraud investigations.
Service Providers
We share your information with companies that provide support services. These include printers, email service providers, and marketing partners. These companies need information to perform their functions. They’re not authorized to use shared information for other purposes.
Partner and Affiliate Tracking
Our partners may use cookies and web beacons to collect non-personally identifiable information. They provide targeted advertising based on your interests. They may show our ads across the internet based on your previous visits. Want to opt out of targeted advertising? Visit the Network Advertising Initiative or Digital Advertising Alliance websites. You’ll continue receiving generic ads after opting out.
Academic Research
We may share information with academic researchers at universities. Our research partners sign agreements never to publicly disclose personally identifiable information.
Business Transfers
In the event of bankruptcy, reorganization, or asset sale, we may not control how your information is used. Your information may be treated like any other company asset. You’ll be notified via email of any ownership change or new uses of your information.
External Links and Social Media
Third-Party Websites
We may link to other websites. Other websites may link to us. Our privacy policy applies only to TalkAboutDebt.ai. Other websites may have materially different privacy policies. You’re responsible for reviewing their privacy policies.
Social Media Features
Our website includes social media features like Facebook buttons. These features may collect your IP address and set cookies. Social media features may be hosted by third parties or directly on our site. Your interactions are governed by the providing company’s privacy policy.
Accessing and Changing Your Information
We’ll provide information about whether we hold your personal data. In certain circumstances, law may require us to retain your information. We may need to retain information to continue providing services.
Account Access
We’ll give you or your authorized contacts information about your account. You must list someone as an authorized contact for them to obtain information. For product-specific information, contact our help center at support@talkaboutdebt.ai.
Updating Your Information
You may visit your personal account profile anytime. No longer want our services? Remove your information by contacting support@talkaboutdebt.ai. You can terminate your account at any time.
Data Retention
We retain your information as long as needed to provide services. We keep data as necessary to comply with legal obligations. We maintain information to resolve disputes and enforce agreements. We may keep some data in our archives after removal from the site.
Information Security
We strive to ensure our servers incorporate the latest encryption and security devices. We’ve implemented physical, electronic, and managerial procedures to safeguard collected information. Credit card and personal information are transmitted by secure servers. However, no data transmission is guaranteed 100% secure. We can’t guarantee the security of information you transmit. You provide information at your own risk. We disclaim liability for theft, loss, or unauthorized access to your data.
Believe your privacy has been breached? Contact us immediately at support@talkaboutdebt.ai.
Policy Enforcement
We periodically review this privacy policy and our compliance. We encourage you to contact us with concerns. We’ll investigate and attempt to resolve complaints about our privacy practices.
Policy Updates
We may update this privacy policy to reflect changes to our practices. Material changes will be posted on this page before becoming effective. We encourage you to periodically review this page for the latest information.
Contact Information
Mailing Address:
TalkAboutDebt
150 Court St., Floor 2
Brooklyn, NY 11201
Email:
support@talkaboutdebt.ai