How to Resolve a Debt with Eagle Accounts Group, Inc.

Are you stressed about a debt from Eagle Accounts Group, Inc.? You have options to handle this without destroying your credit.

Collection agencies aren’t known for being friendly. But they won’t show up at your door threatening you. They will send letters and make phone calls, though.

You can handle Eagle Accounts Group effectively. You just need to know your rights and take action.

What to Know About Eagle Accounts Group

Eagle Accounts Group, Inc. is Indiana’s top debt collector for government service agencies. The company specializes in child support debts and medical obligations.

Founded in 1972, Eagle Accounts has decades of collection experience. The company offers dispute resolution, court services, asset recovery, and debt collection.

Eagle Accounts Group isn’t BBB accredited. However, the company maintains an A+ rating with the Better Business Bureau.

The Consumer Financial Protection Bureau has received dozens of complaints against Eagle Accounts Group. Many complaints involve billing disputes and fraudulent charges.

One consumer reported: “They charged my insurance for appointments I never attended. I never had the surgery they billed for.”

You should investigate any alleged debt before making payments. Request debt validation first.

Make Eagle Accounts Group Validate the Debt

Start by reading the collection notice completely. Do you recognize the debt?

Even if you do, send a Debt Validation Letter. The Fair Debt Collection Practices Act gives you this right.

You have 30 days to request validation after receiving written communication. Once Eagle Accounts receives your letter, they must provide evidence before contacting you again.

You can still request validation after 30 days. But act quickly instead of ignoring communications.

What to Request in Your Debt Validation Letter

Ask Eagle Accounts Group to provide the following information:

• The original creditor’s name and total amount due
• A copy of the contract where you agreed to the debt
• The date of the last payment on the account
• The age of the debt
• Whether the debt is past your state’s statute of limitations
• Eagle Accounts Group’s debt license number in your state

After sending your letter, calls and letters should decrease. Eagle Accounts must provide the requested information.

If they don’t respond with documentation, they likely lack the evidence. Watch your credit report to ensure no adverse reporting occurs.

Our partner Solo can help you create a proper debt validation letter.

What to Do If Eagle Accounts Group Validates Your Debt

If Eagle Accounts provides evidence supporting your debt, you have several options. You can repay the debt, set up a payment plan, or settle.

Repaying the debt in full is ideal. Total repayment stops all collection activity immediately.

You won’t worry about phone calls, letters, emails, or texts anymore. But full repayment isn’t always possible, especially with large debts.

Payment Arrangements

Ask Eagle Accounts to consider a payment arrangement. You’ll agree to pay a specific amount monthly until the debt is satisfied.

The company will likely work with you to find a manageable amount. But missing a payment may restart aggressive collection activities.

Debt Settlement

Debt settlement can resolve the obligation quickly. You can also save money with this approach.

Important: Don’t pay Eagle Accounts until you check your debt’s statute of limitations. Making a payment could renew their ability to sue you.

Settle Your Debt with Eagle Accounts Group Inc

In a debt settlement, you offer Eagle Accounts a portion of what you owe. If they agree, they’ll accept your payment and forgive the remaining balance.

After receiving your payment, Eagle Accounts should report your account as settled to credit bureaus.

Offer at least 60% of the debt value for best results. However, you can negotiate based on your financial situation.

Communicate your circumstances clearly if you can’t meet 60%. Explore whether Eagle Accounts will accommodate your limitations.

Our partner Solo helps you send and receive settlement offers until you reach an agreement. The platform manages settlement documentation and transfers your payment securely.

Settlement Example

Darryl owes $2,400 in child support through Eagle Accounts Group. He responds to their lawsuit with a written Answer, buying time to negotiate.

Due to financial hardship, Darryl can only afford a partial payment. He offers to pay $2,000 immediately.

Eagle Accounts accepts Darryl’s offer. After receiving payment, they report the debt as paid to credit bureaus.

Don’t Ignore Your Debt

Ignoring collection notices from Eagle Accounts Group may reduce short-term stress. But the company won’t disappear.

They will escalate their efforts. You may end up facing a debt lawsuit.

Send a Debt Validation Letter instead of avoiding the situation. If Eagle Accounts proves you owe the money, negotiate a payment arrangement or settlement.

Taking action protects your credit and prevents legal complications. You have rights as a consumer under the FDCPA.

Get Help Resolving Your Eagle Accounts Debt

You don’t have to face Eagle Accounts Group alone. Professional help makes the process easier and less stressful.

Our partner Solo offers tools to respond to debt lawsuits and settle debts. The platform guides you through every step of the process.

You can send letters to collectors and negotiate settlements online. Solo simplifies the debt resolution process from start to finish.