InPhyNet Contracting Services: How to Respond & Settle

You started getting phone calls from InPhyNet Contracting Services. Now they’re contacting you almost daily about medical debt. They claim you owe money and threaten legal action if you don’t pay.

You’re wondering if InPhyNet is legit or just another scam. Good news: you have options to protect yourself and resolve this debt.

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Understanding InPhyNet Contracting Services

InPhyNet Contracting Services, LLC operates from Tamarac, Florida. The company focuses primarily on collecting medical debt. They also go by the name InPhyNet TeamHealth Southeast.

Your original creditor likely sold your unpaid medical bill to InPhyNet. That’s why they’re contacting you now about an old debt.

Is InPhyNet a Legitimate Company?

Yes, InPhyNet Contracting Services is a real debt collection agency. You should take their communications seriously.

However, the company has a poor reputation. The Better Business Bureau gives InPhyNet an “F” rating. Dozens of customer complaints appear on the BBB website.

The Consumer Financial Protection Bureau database shows numerous complaints too. Many consumers claim InPhyNet contacts them about illegitimate debts. That’s why validating your debt is crucial before paying anything.

How to Contact InPhyNet Contracting Services

InPhyNet doesn’t appear to have a public website. The company calls from numbers like 561-495-3115.

The BBB lists their phone number as 954-475-1300. You can mail correspondence to: InPhyNet Contracting Services, LLC, 5870 Hiatus Rd. Ste 200, Tamarac, FL 33321.

The company’s limited web presence makes direct communication challenging. Using our partner Solo as an intermediary helps you avoid difficult phone conversations.

What to Do When InPhyNet Contacts You

Debt collectors use pressure tactics to make you pay immediately. They want you to admit the debt is yours. Don’t give in to these tactics.

Know Your Consumer Rights

The Fair Debt Collection Practices Act protects you from aggressive collection practices. Debt collectors cannot:

Call you multiple times per day
Contact you before 8 a.m. or after 9 p.m.
Discuss your debt with friends, family, or coworkers
Fail to identify themselves as debt collectors
Continue contacting you after receiving a Cease and Desist Letter
Refuse to validate your debt
Use offensive or threatening language
Threaten arrest for unpaid debt

InPhyNet violates these rules? Report them to the Federal Trade Commission at 877-382-4357. You can also file complaints with the CFPB at 855-411-2372.

Demand Debt Validation First

Never pay anything until you confirm the debt is actually yours. Require InPhyNet Contracting Services to provide:

The original creditor’s name
The original debt amount
Documentation of previous payments
Current balance calculation
Clear proof linking the debt to you
Breakdown of your responsibility versus insurance coverage

Requesting validation often makes debt collectors back off. Failure to validate violates the FDCPA. If they prove the debt is yours, you can move forward.

How to Resolve Your InPhyNet Debt

InPhyNet validates the debt as yours? Your next step is settling it once and for all.

Debt settlement lets you resolve the account for less than you owe. Our partner Solo makes negotiation simple. You won’t deal directly with InPhyNet at all.

The software handles all communication between you and the collector. You send and receive settlement offers until reaching an agreement. You only pay after successfully settling.

Smart Settlement Strategy

Start by offering 60% or less of the original debt amount. InPhyNet may reject your initial offer. Keep negotiating back and forth until finding a mutually acceptable amount.

Example: Stanley ignored calls from InPhyNet for two weeks, thinking they were scams. He finally realized they were calling about year-old medical debt. Stanley requested validation, and InPhyNet proved the debt was his. His insurance hadn’t covered the full bill. Stanley negotiated through Solo and settled for significantly less than InPhyNet originally demanded.

Stop InPhyNet’s Collection Calls

You don’t have to tolerate aggressive collection tactics. Assert your rights under the FDCPA. Demand proper validation of any debt they claim you owe.

Use professional negotiation tools to settle medical debt for less. You can resolve InPhyNet accounts and move forward debt-free.

Frequently Asked Questions

What is InPhyNet Contracting Services?

InPhyNet Contracting Services is a debt collection agency based in Tamarac, Florida that primarily collects medical debt. They contact consumers about unpaid medical bills that original creditors have sold to them.

How do I verify debt from InPhyNet is legitimate?

Request debt validation in writing. InPhyNet must provide the original creditor's name, original debt amount, payment history, current balance, and clear proof the debt belongs to you. They cannot continue collection efforts until providing this validation.

Can I negotiate a lower settlement with InPhyNet Contracting Services?

Yes, you can negotiate to settle InPhyNet debt for less than the full amount. Start by offering 60% or less of the original debt, then negotiate back and forth until reaching an acceptable agreement.

What are my rights when InPhyNet contacts me?

The Fair Debt Collection Practices Act protects you from harassment, calls outside 8 a.m. to 9 p.m., contact with third parties about your debt, and threats. InPhyNet must identify themselves, validate debts, and stop contacting you if you send a Cease and Desist Letter.

What is InPhyNet Contracting Services? Your Complete Guide